Charter 63597 · Mexico, MO
United Credit Union (Mexico, MO)
United Credit Union is a state-chartered credit union in Mexico, Missouri, with $302 million in assets and 37,602 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.17%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $302 million
- -1.0% in a year
- Members
- 37,602
- +32.8% in a year
- Net worth ratio
- 15.17%
- Peer median 11.65%
- Loans 60+ days late
- 0.40%
- Peer median 0.70%
- Loans outstanding
- $191 million
- +2.3% in a year
- Shares and deposits
- $254 million
- -3.1% in a year
- Branches
- 7
- 107 employees
- Opened
- 1935
- Missouri charter
How United Credit Union compares
NCUA groups credit unions by size; United Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 15.17% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.40%, is lower than the group median of 0.70%. Loans grew 2.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 17 of 87 credit unions headquartered in Missouri. See all Missouri credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $302 million | 37,602 | $191 million | 15.17% | 0.40% |
| Q1 2026 | $304 million | 37,487 | $182 million | 14.73% | 0.42% |
| Q4 2025 | $293 million | 28,440 | $186 million | 15.03% | 0.41% |
| Q3 2025 | $303 million | 28,434 | $188 million | 14.65% | 0.35% |
| Q2 2025 | $305 million | 28,306 | $187 million | 14.20% | 0.39% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 489,659 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for United Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Operations (main office)
2401 Lakeview Rd, Mexico, MO 65265 - Vandalia Branch
210 W Washington St, Vandalia, MO 63382 - Moberly Branch
1791 E Outer Rd, Moberly, MO 65270 - Troy Branch
200 Main St, Troy, MO 63379 - Columbia Branch
3421 Grindstone Pkwy, Columbia, MO 65201 - Fulton Branch
1204 S Business 54, Fulton, MO 65251 - Liberty Branch
907 E Liberty St, Mexico, MO 65265 - 2401 Lakeview Road / Administrative Offices (NEW)
2401 Lakeview Rd, Mexico, MO 65265
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology