Charter 67248 · Manitowoc, WI
Unitedone Credit Union
Unitedone Credit Union is a state-chartered credit union in Manitowoc, Wisconsin, with $348 million in assets and 19,002 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.82%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Member Care Center, Retirement & Investment Services.
- Total assets
- $348 million
- +9.5% in a year
- Members
- 19,002
- -0.5% in a year
- Net worth ratio
- 11.82%
- Peer median 11.65%
- Loans 60+ days late
- 0.24%
- Peer median 0.70%
- Loans outstanding
- $289 million
- +10.7% in a year
- Shares and deposits
- $283 million
- +2.7% in a year
- Branches
- 7
- 102 employees
- Opened
- 1938
- Wisconsin charter
How Unitedone Credit Union compares
NCUA groups credit unions by size; Unitedone Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.82% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.24%, is lower than the group median of 0.70%. Loans grew 10.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 29 of 98 credit unions headquartered in Wisconsin. See all Wisconsin credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $348 million | 19,002 | $289 million | 11.82% | 0.24% |
| Q1 2026 | $337 million | 18,992 | $278 million | 11.88% | 0.09% |
| Q4 2025 | $329 million | 19,017 | $275 million | 12.03% | 0.32% |
| Q3 2025 | $321 million | 19,060 | $266 million | 12.24% | 0.10% |
| Q2 2025 | $318 million | 19,105 | $261 million | 12.12% | 0.21% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 250,022 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Unitedone Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office - 10th Street (main office)
1117 S 10Th St, Manitowoc, WI 54220 - Menasha Ave Branch
2401 Menasha Ave, Manitowoc, WI 54220 - Walmart Branch
4115 Calumet Ave, Manitowoc, WI 54220 - Sheboygan North Branch
2122 Superior Ave, Sheboygan, WI 53081 - Sheboygan South Branch
3509 Washington Avenue S Frontage Rd, Sheboygan, WI 53081 - Sheboygan Memorial Branch
3400 Union Ave, Sheboygan, WI 53081 - Sheboygan Downtown
733 N 8Th St, Sheboygan, WI 53081
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology