Charter 67208 · Westby, WI
Westby Co-Op Credit Union
Westby Co-Op Credit Union is a state-chartered credit union in Westby, Wisconsin, with $1.02 billion in assets and 41,714 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.64%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.02 billion
- +5.7% in a year
- Members
- 41,714
- +1.5% in a year
- Net worth ratio
- 15.64%
- Peer median 10.79%
- Loans 60+ days late
- 1.44%
- Peer median 0.67%
- Loans outstanding
- $705 million
- -0.4% in a year
- Shares and deposits
- $842 million
- +6.2% in a year
- Branches
- 12
- 224 employees
- Opened
- 1939
- Wisconsin charter
How Westby Co-Op Credit Union compares
NCUA groups credit unions by size; Westby Co-Op Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 15.64% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.44%, is higher than the group median of 0.67%. Loans fell 0.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 15 of 98 credit unions headquartered in Wisconsin. See all Wisconsin credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.02 billion | 41,714 | $705 million | 15.64% | 1.44% |
| Q1 2026 | $1.00 billion | 41,218 | $707 million | 15.67% | 1.32% |
| Q4 2025 | $997 million | 41,097 | $702 million | 15.43% | 1.53% |
| Q3 2025 | $973 million | 41,290 | $703 million | 15.61% | 1.60% |
| Q2 2025 | $969 million | 41,097 | $708 million | 15.32% | 1.12% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.2 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Westby Co-Op Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- WCCU Westby (main office)
501 N Main St, Westby, WI 54667 - WCCU Cashton
105 Randy Rd, Cashton, WI 54619 - WCCU Richland Center - Main
2403 Us Hwy 14 E, Richland Center, WI 53581 - WCCU Reedsburg - Main
820 Viking Dr, Reedsburg, WI 53959 - WCCU Richland Center - Orange Street
430 West Union St Ste 1, Richland Center, WI 53581 - WCCU Viroqua
1302 N Main St, Viroqua, WI 54665 - WCCU Lake Delton
70 Commerce St, Lake Delton, WI 53940 - WCCU Baraboo
1333 South Blvd, Baraboo, WI 53913 - WCCU Coon Valley
502 Central Ave, Coon Valley, WI 54623 - WCCU Prairie du Sac
1170 Prairie St, Prairie Du Sac, WI 53578 - WCCU Portage
138 Northridge Drive, Portage, WI 53901 - WCCU Reedsburg - West
660 S Albert Ave, Reedsburg, WI 53959
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology