Charter 68296 · York, PA
White Rose Credit Union
White Rose Credit Union is a state-chartered credit union in York, Pennsylvania, with $115 million in assets and 10,481 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.91%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $115 million
- -0.8% in a year
- Members
- 10,481
- -5.8% in a year
- Net worth ratio
- 8.91%
- Peer median 11.65%
- Loans 60+ days late
- 0.35%
- Peer median 0.70%
- Loans outstanding
- $55.6 million
- -15.0% in a year
- Shares and deposits
- $104 million
- -1.3% in a year
- Branches
- 5
- 42 employees
- Opened
- 1950
- Pennsylvania charter
How White Rose Credit Union compares
NCUA groups credit unions by size; White Rose Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.91% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.35%, is lower than the group median of 0.70%. Loans fell 15.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 79 of 269 credit unions headquartered in Pennsylvania. See all Pennsylvania credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $115 million | 10,481 | $55.6 million | 8.91% | 0.35% |
| Q1 2026 | $116 million | 10,636 | $57.7 million | 8.66% | 0.52% |
| Q4 2025 | $115 million | 10,932 | $61.6 million | 8.68% | 0.57% |
| Q3 2025 | $115 million | 10,997 | $64.0 million | 8.51% | 0.48% |
| Q2 2025 | $116 million | 11,125 | $65.4 million | 8.35% | 0.53% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 545,162 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for White Rose Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office (main office)
3498 Industrial Hwy, York, PA 17402 - West York
1529 Rodney Rd, York, PA 17408 - Downtown
107 E Philadelphia St, York, PA 17401 - Dallastown
160 E Main St, Dallastown, PA 17313 - Central School Branch
601 Mundis Mill Rd, York, PA 17406 - East York
3603 E Market St, York, PA 17402
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology