What is the typical credit union auto loan rate in Arkansas?

The median new auto loan rate Arkansas credit unions reported on their Q2 2026 call reports was 5.68%, and the median used auto rate was 6.82%. Nationally the medians were 5.46% and 6.32%.

Are these the rates I will get?

No. Each is the rate a credit union entered for that loan type on its call report to NCUA. Your rate depends on your credit, the term, the collateral and the date, and you have to be eligible to join. Use these to see who prices low, then check the credit union's own rate sheet.

Q2 2026 call reports

Credit union loan rates in Arkansas

Arkansas credit unions reported a median new auto loan rate of 5.68% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, Hurricane Creek Federal Credit Union reported the lowest, 2.25%.

These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.

Loan	Arkansas median	US median
New auto	5.68%	5.46%
Used auto	6.82%	6.32%
Credit card	10.53%	11.50%
Personal	11.96%	11.75%
Mortgage	6.00%	5.75%
Home equity	7.60%	6.75%

Lowest credit card rate reported in Arkansas: Alcoa Community Federal Credit Union, 7.07%. Lowest first mortgage rate: Alcoa Community Federal Credit Union, 3.57%. (Same size rules as the national rankings.)

Every Arkansas credit union's reported rates

All 46 Arkansas credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.

Credit union	New auto	Used auto	Credit card	Personal	Mortgage	Home equity
Arkansas Federal Credit Union	5.99%	3.99%	14.74%	10.64%	6.25%	8.85%
Telcoe Federal Credit Union	7.29%	8.69%	13.99%	12.99%	6.25%	6.99%
Success Federal Credit Union	6.38%	7.80%	9.93%	14.33%	5.22%	7.76%
Mil-Way Federal Credit Union	4.79%	4.99%	8.75%	11.00%	7.00%	7.50%
Arkansas Best Federal Credit Union	4.74%	4.74%	8.15%	11.00%	–	–
Fairfield Federal Credit Union	7.50%	7.50%	10.75%	11.50%	5.09%	–
Arkansas Superior Federal Credit Union	7.28%	9.90%	–	13.19%	6.29%	7.72%
Uark Federal Credit Union	4.86%	6.19%	–	10.89%	5.54%	8.02%
Timberline Federal Credit Union	6.51%	8.27%	–	12.71%	5.97%	–
Clearway Federal Credit Union	4.35%	8.74%	9.95%	13.70%	4.25%	–
Hurricane Creek Federal Credit Union	2.25%	2.25%	11.90%	16.00%	7.50%	5.75%
Cotton Belt Federal Credit Union	6.81%	8.47%	–	12.01%	6.05%	7.04%
Alcoa Community Federal Credit Union	4.78%	5.77%	7.07%	11.13%	3.57%	7.61%
River Valley Community Federal Credit Union	5.85%	8.44%	–	11.17%	5.93%	–
Pine Federal Credit Union	6.69%	8.25%	10.00%	10.54%	7.35%	7.67%
Truservice Community Federal Credit Union	5.09%	6.08%	10.31%	12.56%	5.57%	8.61%
Baptist Health Federal Credit Union	6.31%	6.70%	–	10.30%	4.38%	7.09%
Patterson Federal Credit Union	4.69%	5.98%	12.34%	12.64%	–	–
Up Federal Credit Union	6.51%	8.10%	11.36%	12.98%	6.02%	7.32%
Subiaco Federal Credit Union	5.36%	7.95%	–	14.21%	5.98%	–
Dillard's Federal Credit Union	4.37%	4.94%	7.69%	7.81%	4.65%	–
Northwest Arkansas Federal Credit Union	5.70%	6.85%	9.31%	11.60%	–	7.58%
Electric Cooperatives Federal Credit Union	7.67%	7.11%	13.90%	12.63%	–	–
L R F D Federal Credit Union	6.10%	6.10%	–	14.90%	–	–
Lion Federal Credit Union	6.26%	7.02%	–	8.94%	–	–
White County Federal Credit Union	5.91%	7.95%	–	11.89%	6.16%	–
River Town Federal Credit Union	5.66%	5.25%	11.90%	10.05%	8.50%	–
Two Rivers Federal Credit Union	5.20%	6.57%	–	11.91%	–	6.22%
Fort Smith Teachers Federal Credit Union	4.99%	7.99%	–	9.00%	–	–
Pba Federal Credit Union	6.25%	5.30%	–	8.25%	–	–
Arkansas Health Center Federal Credit Union	5.22%	5.74%	–	10.22%	–	–
Combined Federal Credit Union	6.23%	8.41%	–	11.55%	7.75%	7.75%
Natural State Federal Credit Union	4.00%	5.00%	12.90%	15.00%	–	–
VA Hospital Federal Credit Union	5.60%	6.13%	–	13.74%	–	–
Arkansas Education Association Federal Credit Union	4.89%	5.25%	12.99%	14.95%	–	–
Priority Federal Credit Union	5.00%	6.00%	–	13.00%	–	–
Arkansas Farm Bureau Federal Credit Union	5.00%	5.00%	–	11.50%	–	–
Fort Roots Federal Credit Union	7.50%	8.50%	–	11.90%	–	–
Southern Gas Federal Credit Union	6.20%	8.90%	–	9.90%	–	–
Garland County Educators Federal Credit Union	9.21%	10.14%	–	14.64%	–	–
Cooperative Extension Service Federal Credit Union	5.50%	5.61%	8.30%	12.84%	–	–
Arkansas Kraft Employees Federal Credit Union	3.50%	5.50%	–	15.00%	–	–
U.p. Employees Federal Credit Union	11.50%	18.00%	–	18.00%	–	–
Arkansas Teachers Federal Credit Union	11.90%	11.24%	–	14.25%	–	–
Usem Mena Federal Credit Union	5.29%	6.80%	–	9.10%	–	–
North Little Rock Educators Federal Credit Union	4.00%	9.00%	–	15.00%	–	–

Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All Arkansas credit unions · Lowest rates nationally