What is the typical credit union auto loan rate in Nebraska?

The median new auto loan rate Nebraska credit unions reported on their Q2 2026 call reports was 5.26%, and the median used auto rate was 7.00%. Nationally the medians were 5.46% and 6.32%.

Are these the rates I will get?

No. Each is the rate a credit union entered for that loan type on its call report to NCUA. Your rate depends on your credit, the term, the collateral and the date, and you have to be eligible to join. Use these to see who prices low, then check the credit union's own rate sheet.

Q2 2026 call reports

Credit union loan rates in Nebraska

Nebraska credit unions reported a median new auto loan rate of 5.26% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, Four Points Federal Credit Union reported the lowest, 2.79%.

These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.

Loan	Nebraska median	US median
New auto	5.26%	5.46%
Used auto	7.00%	6.32%
Credit card	12.49%	11.50%
Personal	11.99%	11.75%
Mortgage	4.91%	5.75%
Home equity	6.95%	6.75%

Lowest credit card rate reported in Nebraska: Omaha Police Federal Credit Union, 8.99%. Lowest first mortgage rate: U.p. Connection Federal Credit Union, 2.25%. (Same size rules as the national rankings.)

Every Nebraska credit union's reported rates

All 50 Nebraska credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.

Credit union	New auto	Used auto	Credit card	Personal	Mortgage	Home equity
Centris Federal Credit Union	6.99%	7.49%	–	11.99%	6.50%	5.50%
Cobalt Federal Credit Union	8.50%	9.25%	–	14.50%	6.40%	7.00%
Metro CU	5.06%	5.76%	14.78%	10.50%	4.68%	5.96%
Liberty First Credit Union	4.99%	4.99%	9.99%	11.99%	5.50%	7.50%
Siouxland Federal Credit Union	4.50%	5.00%	9.49%	14.25%	5.75%	6.75%
Nebraska Energy Federal Credit Union	5.26%	6.99%	11.59%	11.44%	4.33%	3.50%
First Nebraska Credit Union	4.46%	6.93%	13.02%	12.38%	4.46%	7.25%
Lincone Federal Credit Union	4.50%	5.25%	11.00%	18.00%	6.50%	6.75%
Four Points Federal Credit Union	2.79%	8.50%	12.75%	15.25%	2.88%	6.25%
Trius Federal Credit Union	3.99%	3.99%	14.90%	16.00%	3.50%	7.75%
University of Nebraska Federal Credit Union	6.48%	9.11%	12.92%	11.68%	4.68%	7.66%
Mutual First Federal Credit Union	5.49%	6.49%	10.99%	9.49%	6.88%	7.75%
Omaha Federal Credit Union	5.05%	6.72%	12.50%	10.66%	3.89%	6.98%
Membersown Credit Union	3.85%	3.85%	9.99%	13.50%	6.50%	7.50%
Onenebraska Federal Credit Union	5.70%	7.70%	12.62%	12.40%	4.43%	7.00%
Archer Cooperative Credit Union	7.48%	10.86%	–	16.67%	5.66%	8.03%
Omaha Police Federal Credit Union	4.85%	5.94%	8.99%	9.96%	3.64%	6.91%
Omaha Firefighters Credit Union	4.84%	5.67%	11.90%	11.13%	5.97%	5.47%
Lincoln Public School Employees Federal Credit Union	4.50%	5.75%	–	9.90%	6.00%	6.75%
Kellogg Midwest Federal Credit Union	5.42%	7.44%	13.15%	15.21%	4.14%	6.59%
Spirit of America Federal Credit Union	6.50%	8.00%	14.75%	11.25%	3.63%	8.25%
Consumers Cooperative Federal Credit Union	5.75%	7.25%	–	12.00%	6.00%	6.00%
Hastings Federal Credit Union	5.75%	7.34%	–	8.74%	4.73%	–
Family Focus Federal Credit Union	6.16%	7.92%	12.49%	12.64%	6.16%	8.32%
North Platte Union Pacific Employee Credit Union	6.25%	6.65%	–	9.75%	–	–
Omaha Douglas Federal Credit Union	5.25%	5.75%	10.99%	10.75%	6.13%	7.25%
Nebraska State Employees Credit Union	5.10%	5.25%	12.01%	13.00%	6.75%	6.75%
Omaha Public Power Dist Emp Federal Credit Union	5.10%	6.00%	12.90%	9.50%	–	–
U.p. Connection Federal Credit Union	3.49%	9.24%	–	12.99%	2.25%	6.99%
Neighborhood Community Federal Credit Union	4.93%	6.12%	–	9.84%	6.33%	6.33%
Midwest Liberty Federal Credit Union	5.77%	8.15%	–	14.83%	4.73%	2.80%
Union Pacific Streamliner Federal Credit Union	5.64%	4.79%	8.90%	18.00%	2.88%	4.75%
Chadron Federal Credit Union	6.88%	9.18%	–	10.64%	5.09%	7.87%
First Lincoln Federal Credit Union	4.75%	6.80%	9.95%	10.41%	4.32%	5.75%
Gallup Federal Credit Union	5.77%	6.25%	–	12.68%	4.17%	7.38%
Electrical Workers No 22 Federal Credit Union	5.00%	7.00%	–	8.00%	–	8.00%
Northeast Nebraska Federal Credit Union	4.99%	4.99%	–	11.99%	4.50%	–
Central Nebraska Federal Credit Union	4.56%	6.37%	13.90%	9.43%	3.92%	–
Hemingford Community Federal Credit Union	6.00%	7.00%	–	14.50%	5.50%	5.50%
Lincoln S.d.a. Credit Union	5.82%	8.32%	12.00%	13.10%	3.32%	7.50%
Woodmen Federal Credit Union	5.74%	6.49%	14.90%	9.99%	6.50%	6.75%
Box Butte Public Employees Federal Credit Union	4.75%	11.25%	–	18.00%	6.00%	6.00%
Meadow Grove Federal Credit Union	3.90%	8.79%	–	12.72%	4.62%	–
Sugar Valley Federal Credit Union	6.07%	8.09%	–	12.09%	–	–
Pioneer Community Federal Credit Union	6.25%	8.50%	–	10.00%	12.50%	7.50%
Local 265 IBEW Federal Credit Union	6.00%	6.00%	–	11.00%	–	–
Roberts Dairy Employees Federal Credit Union	4.71%	7.46%	15.24%	10.12%	–	–
Nebraska Rural Community Federal Credit Union	11.48%	9.61%	–	6.78%	7.33%	–
Eddyville Cooperative Credit Union	–	11.75%	–	–	–	–
Our Family Social Credit Union	6.99%	9.99%	–	11.99%	–	–

Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All Nebraska credit unions · Lowest rates nationally