Charter 60798 · Austin, MN
Accentra Credit Union
Accentra Credit Union is a state-chartered credit union in Austin, Minnesota, with $208 million in assets and 17,090 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.67%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $208 million
- +2.2% in a year
- Members
- 17,090
- +0.3% in a year
- Net worth ratio
- 10.67%
- Peer median 11.65%
- Loans 60+ days late
- 1.57%
- Peer median 0.70%
- Loans outstanding
- $136 million
- -3.1% in a year
- Shares and deposits
- $186 million
- +1.6% in a year
- Branches
- 3
- 44 employees
- Opened
- 1930
- Minnesota charter
How Accentra Credit Union compares
NCUA groups credit unions by size; Accentra Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.67% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.57%, is higher than the group median of 0.70%. Loans fell 3.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 28 of 80 credit unions headquartered in Minnesota. See all Minnesota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $208 million | 17,090 | $136 million | 10.67% | 1.57% |
| Q1 2026 | $217 million | 17,036 | $136 million | 10.46% | 1.82% |
| Q4 2025 | $210 million | 17,039 | $136 million | 10.35% | 2.27% |
| Q3 2025 | $206 million | 17,060 | $137 million | 10.37% | 2.62% |
| Q2 2025 | $204 million | 17,036 | $140 million | 10.29% | 2.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 383,794 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Accentra Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Accentra Credit Union (main office)
400 4Th Ave Ne, Austin, MN 55912 - Accentra CU Albert Lea
1619 Blake Ave, Albert Lea, MN 56007 - Accentra CU Kasson
301 S Mantorville Ave Ste 100, Kasson, MN 55944
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology