Charter 10308 · Alton, IL
Alton Municipal Employees Federal Credit Union
Alton Municipal Employees Federal Credit Union is a federally chartered credit union in Alton, Illinois, with $436 thousand in assets and 270 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 38.44%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $436 thousand
- -9.1% in a year
- Members
- 270
- +9.3% in a year
- Net worth ratio
- 38.44%
- Peer median 19.32%
- Loans 60+ days late
- 1.87%
- Peer median 0.66%
- Loans outstanding
- $375 thousand
- +15.5% in a year
- Shares and deposits
- $266 thousand
- -13.1% in a year
- Branches
- 1
- 2 employees
- Opened
- 1955
- Federal charter
How Alton Municipal Employees Federal Credit Union compares
NCUA groups credit unions by size; Alton Municipal Employees Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 38.44% is higher than that group's median of 19.32%, and its share of loans 60 or more days past due, 1.87%, is higher than the group median of 0.66%. Loans grew 15.5% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 176 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $436 thousand | 270 | $375 thousand | 38.44% | 1.87% |
| Q1 2026 | $458 thousand | 266 | $328 thousand | 36.88% | 1.01% |
| Q4 2025 | $455 thousand | 246 | $302 thousand | 37.57% | 1.14% |
| Q3 2025 | $472 thousand | 243 | $352 thousand | 36.30% | 0.00% |
| Q2 2025 | $480 thousand | 247 | $325 thousand | 35.75% | 0.87% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 300 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Alton Municipal Employees Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Alton municipal employees fcu (main office)
3212 College Ave, Alton, IL 62002
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology