Charter 62881 · Phoenix, AZ
Arizona Central Credit Union
Arizona Central Credit Union is a state-chartered credit union in Phoenix, Arizona, with $733 million in assets and 46,292 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.79%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as ACCU, AZCCU.
- Total assets
- $733 million
- +1.5% in a year
- Members
- 46,292
- -3.3% in a year
- Net worth ratio
- 8.79%
- Peer median 10.79%
- Loans 60+ days late
- 0.97%
- Peer median 0.67%
- Loans outstanding
- $612 million
- +5.4% in a year
- Shares and deposits
- $648 million
- +1.3% in a year
- Branches
- 10
- 158 employees
- Opened
- 1939
- Arizona charter
How Arizona Central Credit Union compares
NCUA groups credit unions by size; Arizona Central Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.79% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.97%, is higher than the group median of 0.67%. Loans grew 5.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 11 of 33 credit unions headquartered in Arizona. See all Arizona credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $733 million | 46,292 | $612 million | 8.79% | 0.97% |
| Q1 2026 | $734 million | 46,768 | $604 million | 8.62% | 0.67% |
| Q4 2025 | $722 million | 47,159 | $596 million | 8.67% | 0.69% |
| Q3 2025 | $723 million | 63,554 | $586 million | 8.72% | 0.58% |
| Q2 2025 | $722 million | 47,871 | $581 million | 8.62% | 0.80% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 7.6 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Arizona Central Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 2020 BRANCH #1
2020 N Central Ave Ste 100, Phoenix, AZ 85004 - Iron Mountain
16602 N 25Th Ave, Phoenix, AZ 85023 - 2020 Corporate Offices (main office)
2020 N Central Ave Ste 200, Phoenix, AZ 85004 - FLAGSTAFF #4
2521 N West St, Flagstaff, AZ 86004 - CHANDLER #5
1805 W Chandler Blvd, Chandler, AZ 85224 - BELL #6
6901 W Bell Rd, Glendale, AZ 85308 - INA #7
2150 W Ina Rd, Tucson, AZ 85741 - GLENDALE #9
5552 W Glendale Ave, Glendale, AZ 85301 - WOODLANDS #10
1948 S Woodlands Village Blvd, Flagstaff, AZ 86001 - SHOWLOW #16
4451 S White Mountain Rd, Show Low, AZ 85901 - Tempe #3
4455 S Rural Rd, Tempe, AZ 85282
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology