Charter 61315 · Phoenix, AZ
Oneaz Credit Union
Oneaz Credit Union is a state-chartered credit union in Phoenix, Arizona, with $4.48 billion in assets and 245,580 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.44%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.48 billion
- +24.2% in a year
- Members
- 245,580
- +16.3% in a year
- Net worth ratio
- 10.44%
- Peer median 10.79%
- Loans 60+ days late
- 0.66%
- Peer median 0.67%
- Loans outstanding
- $3.03 billion
- +19.8% in a year
- Shares and deposits
- $3.96 billion
- +23.5% in a year
- Branches
- 27
- 593 employees
- Opened
- 1972
- Arizona charter
How Oneaz Credit Union compares
NCUA groups credit unions by size; Oneaz Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.44% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.66%, is about the same as the group median of 0.67%. Loans grew 19.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 33 credit unions headquartered in Arizona. See all Arizona credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.48 billion | 245,580 | $3.03 billion | 10.44% | 0.66% |
| Q1 2026 | $4.49 billion | 237,714 | $3.03 billion | 10.72% | 0.55% |
| Q4 2025 | $4.30 billion | 234,706 | $3.02 billion | 11.00% | 0.31% |
| Q3 2025 | $3.65 billion | 215,912 | $2.65 billion | 9.82% | 0.27% |
| Q2 2025 | $3.60 billion | 211,140 | $2.53 billion | 9.88% | 0.28% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 6.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 27 sites for Oneaz Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MONROE
1812 W Monroe St, Phoenix, AZ 85007 - TUCSON ALVERNON
777 S Alvernon Way, Tucson, AZ 85711 - PRESCOTT WILLOW CREEK
1335 Gail Gardner Way, Prescott, AZ 86305 - PRESCOTT VALLEY
7111 Pav Way, Prescott Valley, AZ 86314 - GILBERT
2277 W Guadalupe Rd, Gilbert, AZ 85233 - SAFFORD
280 W Main St, Safford, AZ 85546 - ASU WEST
4701 W Thunderbird Rd., Glendale, AZ 85306 - GILBERT - QUEEN CREEK
3349 E Queen Creek Rd, Gilbert, AZ 85297 - EAST FLAGSTAFF
5200 N Us Highway 89, Flagstaff, AZ 86004 - PRESCOTT GURLEY
550 E Gurley St, Prescott, AZ 86301 - COTTONWOOD
601 W State Route 89A, Cottonwood, AZ 86326 - TUCSON ORACLE
6456 N Oracle Rd, Tucson, AZ 85704 - GLENDALE
8285 W Union Hills Dr Ste 106, Glendale, AZ 85308 - HAPPY VALLEY
1925 W Happy Valley Rd, Phoenix, AZ 85085 - CHINO VALLEY
1021 N State Route 89 Ste 106, Chino Valley, AZ 86323 - CORPORATE HQ (main office)
2355 W Pinnacle Peak Rd, Phoenix, AZ 85027 - TEMPE
840 E Southern Ave, Tempe, AZ 85282 - SEDONA
20 Roadrunner Dr Ste C, Sedona, AZ 86336 - SCOTTSDALE KIERLAND
16600 N Scottsdale Rd, Scottsdale, AZ 85254 - ORO VALLEY
10718 N Oracle Rd, Oro Valley, AZ 85737 - FLAGSTAFF SAWMILL
825 E Butler Ave, Flagstaff, AZ 86001 - Fortuna
11600 S Fortuna Rd, Yuma, AZ 85367 - Midtown
1800 S 4Th Ave, Yuma, AZ 85364 - Nogales
825 N Grand Ave Ste 104, Nogales, AZ 85621 - San Luis
645 N William Brooks Ave, San Luis, AZ 85336 - Yuma - Loan Production Office
242 W 28Th St, Yuma, AZ 85364 - Yuma Main
2799 S 4Th Ave, Yuma, AZ 85364
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology