Charter 68730 · Phoenix, AZ
Arizona Financial Credit Union
Arizona Financial Credit Union is a state-chartered credit union in Phoenix, Arizona, with $3.93 billion in assets and 182,056 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.82%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.93 billion
- +7.8% in a year
- Members
- 182,056
- +3.4% in a year
- Net worth ratio
- 11.82%
- Peer median 10.79%
- Loans 60+ days late
- 0.39%
- Peer median 0.67%
- Loans outstanding
- $2.13 billion
- +7.8% in a year
- Shares and deposits
- $3.46 billion
- +7.4% in a year
- Branches
- 20
- 700 employees
- Opened
- 1936
- Arizona charter
How Arizona Financial Credit Union compares
NCUA groups credit unions by size; Arizona Financial Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.82% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.39%, is lower than the group median of 0.67%. Loans grew 7.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 33 credit unions headquartered in Arizona. See all Arizona credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.93 billion | 182,056 | $2.13 billion | 11.82% | 0.39% |
| Q1 2026 | $3.89 billion | 178,809 | $2.07 billion | 11.81% | 0.33% |
| Q4 2025 | $3.79 billion | 176,643 | $2.03 billion | 11.92% | 0.39% |
| Q3 2025 | $3.71 billion | 178,151 | $2.01 billion | 11.97% | 0.41% |
| Q2 2025 | $3.65 billion | 176,071 | $1.98 billion | 11.88% | 0.34% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 6.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 21 sites for Arizona Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Ahwatukee Branch
15625 S 48Th St, Phoenix, AZ 85048 - Operations Center (main office)
333 N 44Th St, Phoenix, AZ 85008 - Scottsdale Branch
3396 N Hayden Rd, Scottsdale, AZ 85251 - Glendale Branch
5485 W Northern Ave, Glendale, AZ 85301 - Deer Valley Branch
2650 W Ross Dr, Phoenix, AZ 85027 - Gilbert Branch
1675 E Elliot Rd, Gilbert, AZ 85234 - 16th Street & Southern Branch
1505 E Southern Ave, Phoenix, AZ 85040 - Superstition Springs Branch
7202 E Southern Ave, Mesa, AZ 85209 - Washington Park Branch
4475 E Van Buren St, Phoenix, AZ 85008 - Surprise Branch
15460 N Reems Rd, Surprise, AZ 85374 - Chandler Germann
2200 S Gilbert Rd, Chandler, AZ 85286 - Avondale Branch
13085 W Mcdowell Rd, Avondale, AZ 85392 - BHLC - Scottsdale Airpark
14287 N 87Th St Ste 123, Scottsdale, AZ 85260 - Fort Mohave
5858 S Highway 95 Ste 100, Fort Mohave, AZ 86426 - Kingman
4155 N Stockton Hill Rd, Kingman, AZ 86409 - Lake Havasu
225 Lake Havasu Ave N, Lake Havasu City, AZ 86403 - Mesa Dana Park
3156 E Baseline Rd, Mesa, AZ 85204 - Parker
1017 S California Ave, Parker, AZ 85344 - Quartzsite
225 Central Blvd, Quartzsite, AZ 85346 - Chandler Pecos
1155 S Arizona Ave, Chandler, AZ 85286 - Biltmore
3178 E Camelback Rd, Phoenix, AZ 85016
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology