Charter 68502 · Phoenix, AZ
Copper State Credit Union
Copper State Credit Union is a state-chartered credit union in Phoenix, Arizona, with $701 million in assets and 47,991 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.70%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Deer Valley Credit Union, Southwest Health Care Credit Uni, Canyon State Credit Union.
- Total assets
- $701 million
- +13.6% in a year
- Members
- 47,991
- +24.4% in a year
- Net worth ratio
- 9.70%
- Peer median 10.79%
- Loans 60+ days late
- 0.53%
- Peer median 0.67%
- Loans outstanding
- $487 million
- +12.8% in a year
- Shares and deposits
- $607 million
- +8.9% in a year
- Branches
- 7
- 148 employees
- Opened
- 1951
- Arizona charter
How Copper State Credit Union compares
NCUA groups credit unions by size; Copper State Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.70% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.53%, is lower than the group median of 0.67%. Loans grew 12.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 12 of 33 credit unions headquartered in Arizona. See all Arizona credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $701 million | 47,991 | $487 million | 9.70% | 0.53% |
| Q1 2026 | $672 million | 37,804 | $450 million | 8.57% | 0.64% |
| Q4 2025 | $645 million | 37,655 | $439 million | 8.81% | 0.81% |
| Q3 2025 | $632 million | 38,148 | $441 million | 8.70% | 0.95% |
| Q2 2025 | $617 million | 38,569 | $432 million | 8.19% | 0.94% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 6.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Copper State Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Goodyear
1270 N Dysart Rd, Goodyear, AZ 85395 - Payson
254 E State Highway 260, Payson, AZ 85541 - Operations Center (main office)
15458 N 28Th Ave, Phoenix, AZ 85053 - Anthem
3428 W Anthem Way, Anthem, AZ 85086 - Arrowhead
18559 N 59Th Ave, Glendale, AZ 85308 - Bell
2400 W Bell Rd, Phoenix, AZ 85023 - Surprise
15613 W Bell Rd, Surprise, AZ 85374 - Encanto
1640 W Thomas Rd, Phoenix, AZ 85015
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology