Charter 7397 · Tullahoma, TN
Ascend Federal Credit Union
Ascend Federal Credit Union is a federally chartered credit union in Tullahoma, Tennessee, with $4.85 billion in assets and 271,555 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.55%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.85 billion
- +5.8% in a year
- Members
- 271,555
- +4.7% in a year
- Net worth ratio
- 14.55%
- Peer median 10.79%
- Loans 60+ days late
- 0.49%
- Peer median 0.67%
- Loans outstanding
- $3.53 billion
- +5.2% in a year
- Shares and deposits
- $3.90 billion
- +6.6% in a year
- Branches
- 27
- 648 employees
- Opened
- 1951
- Federal charter
How Ascend Federal Credit Union compares
NCUA groups credit unions by size; Ascend Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 14.55% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.49%, is lower than the group median of 0.67%. Loans grew 5.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 125 credit unions headquartered in Tennessee. See all Tennessee credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.85 billion | 271,555 | $3.53 billion | 14.55% | 0.49% |
| Q1 2026 | $4.75 billion | 265,513 | $3.46 billion | 14.55% | 0.42% |
| Q4 2025 | $4.67 billion | 263,809 | $3.42 billion | 14.47% | 0.52% |
| Q3 2025 | $4.62 billion | 262,097 | $3.38 billion | 14.34% | 0.49% |
| Q2 2025 | $4.58 billion | 259,346 | $3.35 billion | 14.14% | 0.53% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 30 sites for Ascend Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administrative Office (main office)
520 Airpark Dr, Tullahoma, TN 37388 - Columbia
981 W James M Campbell Blvd, Columbia, TN 38401 - Franklin County
2459 Decherd Blvd, Winchester, TN 37398 - Lewisburg
1372 Rock Crusher Rd, Lewisburg, TN 37091 - Manchester
1929 Mcarthur St, Manchester, TN 37355 - Murfreesboro-Clark Boulevard
1250 W Clark Blvd, Murfreesboro, TN 37129 - Mufreesboro-Victory Station
4051 Franklin Rd, Murfreesboro, TN 37128 - Nashville Elm Hill
2600 Elm Hill Pike, Nashville, TN 37214 - Shelbyville
1900 N Main St, Shelbyville, TN 37160 - Smyrna
769 Nissan Dr, Smyrna, TN 37167 - Tullahoma
1611 N Jackson St, Tullahoma, TN 37388 - Cool Springs
3150 Aspen Grove Dr, Franklin, TN 37067 - McMinnville
3080 Nashville Hwy, McMinnville, TN 37110 - Mt. Juliet
300 Pleasant Grove Rd, Mount Juliet, TN 37122 - Charlotte
1901 Charlotte Ave, Nashville, TN 37203 - Hendersonville
303 Sourth Parrish Pl, Hendersonville, TN 37075 - La Vergne
231 Waldron Rd, La Vergne, TN 37086 - Murfreesboro Main
2316 East Main St, Murfreesboro, TN 37130 - Nashville Hermitage
5502 Old Hickory Blvd, Hermitage, TN 37076 - Spring Hill
1002 Crossings Blvd, Spring Hill, TN 37174 - Brentwood
782 Old Hickory Blvd, Brentwood, TN 37027 - Tullahoma Teller/Contact Center
240 Ledford Mill Rd, Tullahoma, TN 37388 - Cookeville
1265 Interstate Dr Ste 107, Cookeville, TN 38501 - Dickson
412 Thornton Dr, Dickson, TN 37055 - Gallatin
624 Davis Dr, Gallatin, TN 37066 - Murfreesboro-Memorial Blvd
3250 Memorial Blvd, Murfreesboro, TN 37129 - Bellevue
7033 Highway 70 S, Nashville, TN 37221 - Murfreesboro Regional Ops Center
1524 Williams Dr, Murfreesboro, TN 37129 - Lebanon
1719 W Main St, Lebanon, TN 37087 - Savannah Ridge
3403 S Church St Ste A, Murfreesboro, TN 37127
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology