Charter 6778 · Oak Ridge, TN
Enrichment Federal Credit Union
Enrichment Federal Credit Union is a federally chartered credit union in Oak Ridge, Tennessee, with $984 million in assets and 48,671 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.19%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $984 million
- +5.5% in a year
- Members
- 48,671
- +1.6% in a year
- Net worth ratio
- 12.19%
- Peer median 10.79%
- Loans 60+ days late
- 0.37%
- Peer median 0.67%
- Loans outstanding
- $720 million
- +3.5% in a year
- Shares and deposits
- $861 million
- +4.5% in a year
- Branches
- 9
- 142 employees
- Opened
- 1950
- Federal charter
How Enrichment Federal Credit Union compares
NCUA groups credit unions by size; Enrichment Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.19% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.37%, is lower than the group median of 0.67%. Loans grew 3.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 125 credit unions headquartered in Tennessee. See all Tennessee credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $984 million | 48,671 | $720 million | 12.19% | 0.37% |
| Q1 2026 | $973 million | 48,359 | $723 million | 11.87% | 0.26% |
| Q4 2025 | $963 million | 48,272 | $721 million | 11.76% | 0.56% |
| Q3 2025 | $945 million | 48,224 | $714 million | 11.62% | 0.72% |
| Q2 2025 | $933 million | 47,908 | $696 million | 11.34% | 0.51% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 958,008 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Enrichment Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MAIN OFFICE (main office)
201 S Illinois Ave, Oak Ridge, TN 37830 - NORTH KNOXVILLE BRANCH
5201 Schubert Rd, Knoxville, TN 37912 - WEST KNOXVILLE BRANCH
9210 Kingston Pike, Knoxville, TN 37922 - CLINTON BRANCH
1116 N Charles G Seivers Blvd, Clinton, TN 37716 - ROANE COUNTY BRANCH
1009 Bradford Way, Kingston, TN 37763 - NEW TAZEWELL BRANCH
404 S Broad St, New Tazewell, TN 37825 - NORTHSHORE BRANCH
9419 S Northshore Dr, Knoxville, TN 37922 - HALLS BRANCH
7005 Maynardville Pike, Knoxville, TN 37918 - MIDTOWN at PINNACLE POINT
1834 Roane State Hwy, Harriman, TN 37748
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology