Charter 61185 · Jackson, TN
Leaders Credit Union
Leaders Credit Union is a state-chartered credit union in Jackson, Tennessee, with $1.41 billion in assets and 94,367 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.71%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Leaders Mortgage Services, Leaders Investment Services, Leaders Business Services.
- Total assets
- $1.41 billion
- +13.8% in a year
- Members
- 94,367
- +12.3% in a year
- Net worth ratio
- 10.71%
- Peer median 10.79%
- Loans 60+ days late
- 0.64%
- Peer median 0.67%
- Loans outstanding
- $1.21 billion
- +12.8% in a year
- Shares and deposits
- $1.18 billion
- +14.3% in a year
- Branches
- 10
- 226 employees
- Opened
- 1957
- Tennessee charter
How Leaders Credit Union compares
NCUA groups credit unions by size; Leaders Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.71% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.64%, is about the same as the group median of 0.67%. Loans grew 12.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 125 credit unions headquartered in Tennessee. See all Tennessee credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.41 billion | 94,367 | $1.21 billion | 10.71% | 0.64% |
| Q1 2026 | $1.31 billion | 90,743 | $1.13 billion | 11.02% | 0.62% |
| Q4 2025 | $1.29 billion | 88,214 | $1.09 billion | 10.92% | 0.79% |
| Q3 2025 | $1.27 billion | 87,038 | $1.09 billion | 10.74% | 0.62% |
| Q2 2025 | $1.23 billion | 84,060 | $1.07 billion | 10.70% | 0.51% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 225,836 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Leaders Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Oil Well
214 Oil Well Rd, Jackson, TN 38305 - N. Highland
1956 N Highland Ave, Jackson, TN 38305 - South
1311 S Highland Ave, Jackson, TN 38301 - Maplewood
2673 N Highland Ave, Jackson, TN 38305 - Union City
1500 S 1St St, Union City, TN 38261 - Bartlett
2724 Summer Oaks Dr, Bartlett, TN 38134 - Leaders Credit Union (main office)
87 Murray Guard Dr Ste A, Jackson, TN 38305 - Thomsen Farms
1490 Union University Dr, Jackson, TN 38305 - Milan
15431 S First St, Milan, TN 38358 - Dyersburg
382 Us Highway 51 Byp W Ste 2, Dyersburg, TN 38024 - Arlington
5530 Airline Rd, Arlington, TN 38002
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology