Charter 95042 · Savanna, IL
Blackhawk Area Credit Union
Blackhawk Area Credit Union is a state-chartered credit union in Savanna, Illinois, with $39.1 million in assets and 3,791 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.41%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Blackhawk Area Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $39.1 million
- +3.1% in a year
- Members
- 3,791
- -0.9% in a year
- Net worth ratio
- 13.41%
- Peer median 13.88%
- Loans 60+ days late
- 0.13%
- Peer median 0.68%
- Loans outstanding
- $30.8 million
- +11.6% in a year
- Shares and deposits
- $34.5 million
- +2.6% in a year
- Branches
- 3
- 17 employees
- Opened
- 1935
- Illinois charter
How Blackhawk Area Credit Union compares
NCUA groups credit unions by size; Blackhawk Area Credit Union is in the group with $10 million to $50 million (1,135 credit unions). Its net worth ratio of 13.41% is lower than that group's median of 13.88%, and its share of loans 60 or more days past due, 0.13%, is lower than the group median of 0.68%. Loans grew 11.6% over the year to Q2 2026, against a group median of a 2.4% fall.
By assets it ranks 78 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $39.1 million | 3,791 | $30.8 million | 13.41% | 0.13% |
| Q1 2026 | $39.6 million | 3,786 | $29.7 million | 13.00% | 0.11% |
| Q4 2025 | $39.3 million | 3,784 | $29.2 million | 13.04% | 0.22% |
| Q3 2025 | $37.2 million | 3,792 | $28.6 million | 13.59% | 0.21% |
| Q2 2025 | $38.0 million | 3,826 | $27.6 million | 13.17% | 0.19% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 35,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Blackhawk Area Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- BACU Savanna Main Office (main office)
214 Main St, Savanna, IL 61074 - Freeport Branch
1555 S Float Ave, Freeport, IL 61032 - Polo Branch
201 E Dixon St, Polo, IL 61064
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology