Charter 62441 · Franklin, LA
Cabot Employees Credit Union
Cabot Employees Credit Union is a state-chartered credit union in Franklin, Louisiana, with $1.3 million in assets and 129 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 26.97%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.3 million
- -0.8% in a year
- Members
- 129
- -1.5% in a year
- Net worth ratio
- 26.97%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $426 thousand
- -27.1% in a year
- Shares and deposits
- $910 thousand
- +0.2% in a year
- Branches
- 1
- 1 employees
- Opened
- 1956
- Louisiana charter
How Cabot Employees Credit Union compares
NCUA groups credit unions by size; Cabot Employees Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 26.97% is higher than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%. Loans fell 27.1% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 121 of 136 credit unions headquartered in Louisiana. See all Louisiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.3 million | 129 | $426 thousand | 26.97% | 0.00% |
| Q1 2026 | $1.2 million | 129 | $399 thousand | 27.34% | 0.00% |
| Q4 2025 | $1.3 million | 129 | $452 thousand | 26.31% | 6.32% |
| Q3 2025 | $1.2 million | 129 | $502 thousand | 28.68% | 5.70% |
| Q2 2025 | $1.3 million | 131 | $585 thousand | 27.80% | 2.20% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 196 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Cabot Employees Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- General Delivery (main office)
272 Cabot Canal Plant Lane, Franklin, LA 70538
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology