Charter 61637 · Bismarck, ND
Capital Credit Union (Bismarck, ND)
Capital Credit Union is a state-chartered credit union in Bismarck, North Dakota, with $921 million in assets and 32,946 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.09%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $921 million
- +10.7% in a year
- Members
- 32,946
- +1.3% in a year
- Net worth ratio
- 13.09%
- Peer median 10.79%
- Loans 60+ days late
- 1.80%
- Peer median 0.67%
- Loans outstanding
- $726 million
- +12.5% in a year
- Shares and deposits
- $770 million
- +9.3% in a year
- Branches
- 12
- 152 employees
- Opened
- 1939
- North Dakota charter
How Capital Credit Union compares
NCUA groups credit unions by size; Capital Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.09% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.80%, is higher than the group median of 0.67%. Loans grew 12.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 29 credit unions headquartered in North Dakota. See all North Dakota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $921 million | 32,946 | $726 million | 13.09% | 1.80% |
| Q1 2026 | $908 million | 32,476 | $684 million | 12.91% | 1.53% |
| Q4 2025 | $890 million | 32,626 | $677 million | 12.93% | 1.43% |
| Q3 2025 | $854 million | 32,607 | $657 million | 13.18% | 1.91% |
| Q2 2025 | $833 million | 32,529 | $645 million | 12.89% | 1.94% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 472,320 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Capital Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
204 W Thayer Ave, Bismarck, ND 58501 - Northwest
1550 Burnt Boat Dr, Bismarck, ND 58503 - North
3101 N 11Th St, Bismarck, ND 58503 - South
835 S Washington St, Bismarck, ND 58504 - Fargo 13th Ave
4900 13Th Ave S, Fargo, ND 58103 - Mandan
600 E Main St, Mandan, ND 58554 - New Salem
316 Main Ave, New Salem, ND 58563 - Sunrise
3103 Yorktown Dr Suite 3, Bismarck, ND 58503 - Fargo Veterans
3216 Veterans Blvd S, Fargo, ND 58104 - Hazen
145 Main Rd E, Hazen, ND 58545 - Flasher
105 N Main St, Flasher, ND 58535 - Fargo Central
3137 32Nd Ave S, Fargo, ND 58103
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology