Charter 62380 · Watford City, ND
Dakota West Credit Union
Dakota West Credit Union is a state-chartered credit union in Watford City, North Dakota, with $327 million in assets and 7,261 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.17%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $327 million
- -0.3% in a year
- Members
- 7,261
- +1.5% in a year
- Net worth ratio
- 14.17%
- Peer median 11.65%
- Loans 60+ days late
- 3.14%
- Peer median 0.70%
- Loans outstanding
- $166 million
- -4.0% in a year
- Shares and deposits
- $283 million
- -1.6% in a year
- Branches
- 8
- 55 employees
- Opened
- 1941
- North Dakota charter
How Dakota West Credit Union compares
NCUA groups credit unions by size; Dakota West Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.17% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 3.14%, is higher than the group median of 0.70%. Loans fell 4.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 6 of 29 credit unions headquartered in North Dakota. See all North Dakota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $327 million | 7,261 | $166 million | 14.17% | 3.14% |
| Q1 2026 | $339 million | 7,200 | $161 million | 13.30% | 4.28% |
| Q4 2025 | $336 million | 7,199 | $167 million | 13.24% | 2.77% |
| Q3 2025 | $335 million | 7,217 | $172 million | 13.12% | 2.71% |
| Q2 2025 | $327 million | 7,152 | $173 million | 13.38% | 4.88% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 351,983 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Dakota West Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Dakota West Credit Union (main office)
340 N Main St, Watford City, ND 58854 - Dakota West Credit Union Turtle Lake Branch
118 Main St, Turtle Lake, ND 58575 - Dakota West Credit Union Mohall Branch
202 Main St E, Mohall, ND 58761 - Dakota West Credit Union New England Branch
900 Main St, New England, ND 58647 - Dakota West Credit Union Bowman Branch
211 1St Ave Sw, Bowman, ND 58623 - Dakota West CU - Grenora Branch
115 Main St, Grenora, ND 58845 - Dakota West CU-New Town Branch
105 East Ave, New Town, ND 58763 - Dakota West CU-Washburn Branch
1187 Border Lane, Washburn, ND 58577
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology