Charter 60103 · Jamestown, ND
First Community Credit Union (Jamestown, ND)
First Community Credit Union is a state-chartered credit union in Jamestown, North Dakota, with $1.53 billion in assets and 46,875 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.34%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as FCCU Home Loans, First Community Home Loans.
- Total assets
- $1.53 billion
- +3.6% in a year
- Members
- 46,875
- +0.4% in a year
- Net worth ratio
- 12.34%
- Peer median 10.79%
- Loans 60+ days late
- 0.61%
- Peer median 0.67%
- Loans outstanding
- $1.14 billion
- +10.7% in a year
- Shares and deposits
- $1.13 billion
- +2.1% in a year
- Branches
- 26
- 274 employees
- Opened
- 1939
- North Dakota charter
How First Community Credit Union compares
NCUA groups credit unions by size; First Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.34% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.61%, is lower than the group median of 0.67%. Loans grew 10.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 29 credit unions headquartered in North Dakota. See all North Dakota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.53 billion | 46,875 | $1.14 billion | 12.34% | 0.61% |
| Q1 2026 | $1.53 billion | 46,705 | $1.09 billion | 12.08% | 0.47% |
| Q4 2025 | $1.45 billion | 46,751 | $1.05 billion | 12.53% | 0.56% |
| Q3 2025 | $1.49 billion | 46,777 | $1.04 billion | 11.97% | 0.88% |
| Q2 2025 | $1.47 billion | 46,673 | $1.03 billion | 11.92% | 0.50% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 845,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 27 sites for First Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administrative Center (main office)
310 10Th St Se, Jamestown, ND 58401 - Branch - Jamestown
111 9Th St Sw, Jamestown, ND 58401 - Branch - Jamestown Buffalo Mall
606 25Th St Sw, Jamestown, ND 58401 - Branch - Fargo
4521 19Th Ave S, Fargo, ND 58103 - Branch - Hankinson
334 Main Ave S, Hankinson, ND 58041 - Branch - Napoleon
97 Broadway, Napoleon, ND 58561 - Branch - Milnor
302 5Th Ave, Milnor, ND 58060 - Branch - Oakes
103 N 7Th St, Oakes, ND 58474 - Branch - Valley City
115 5Th Ave Ne, Valley City, ND 58072 - Branch - Steele
220 Mitchell Ave N, Steele, ND 58482 - Branch - Wahpeton
1601 Wheatland Rd, Wahpeton, ND 58075 - Branch - Wishek
1307 Beaver Ave, Wishek, ND 58495 - Branch - Bismarck North
3201 Weiss Ave, Bismarck, ND 58503 - Branch - Portland
213 Parke Ave, Portland, ND 58274 - Branch - Fargo Northland
1404 12Th Ave N, Fargo, ND 58102 - Branch - Fargo 52nd
5201 42Nd St. S, Fargo, ND 58104 - Branch - Devils Lake
1117 Highway 2 E, Devils Lake, ND 58301 - Branch - East Grand Forks
428 Bygland Rd Se, East Grand Forks, MN 56721 - Branch - Grand Forks 32nd
3351 32Nd Ave S, Grand Forks, ND 58201 - Branch - Lakota
200 Main St N, Lakota, ND 58344 - Branch - Larimore
217 Towner Ave, Larimore, ND 58251 - Branch - St John
230 Foussard Ave Sw, St John, ND 58369 - Branch - Crookston
2315 Norh Acres Drive, Crookston, MN 56716 - Branch - Mandan
4614 Memorial Hwy, Mandan, ND 58554 - Branch - Moorhead
2602 34Th St S, Moorhead, MN 56560 - Branch - Kindred
120 Spruce St, Kindred, ND 58051 - Branch - Page
115 Morton Ave, Page, ND 58064
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology