Charter 60790 · Minot, ND
Town and Country Credit Union
Town and Country Credit Union is a state-chartered credit union in Minot, North Dakota, with $771 million in assets and 26,599 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.06%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $771 million
- +5.6% in a year
- Members
- 26,599
- +0.8% in a year
- Net worth ratio
- 13.06%
- Peer median 10.79%
- Loans 60+ days late
- 1.63%
- Peer median 0.67%
- Loans outstanding
- $678 million
- +7.0% in a year
- Shares and deposits
- $665 million
- +5.3% in a year
- Branches
- 11
- 154 employees
- Opened
- 1939
- North Dakota charter
How Town and Country Credit Union compares
NCUA groups credit unions by size; Town and Country Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.06% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.63%, is higher than the group median of 0.67%. Loans grew 7.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 29 credit unions headquartered in North Dakota. See all North Dakota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $771 million | 26,599 | $678 million | 13.06% | 1.63% |
| Q1 2026 | $782 million | 26,494 | $639 million | 12.64% | 0.26% |
| Q4 2025 | $759 million | 26,461 | $640 million | 12.79% | 0.40% |
| Q3 2025 | $737 million | 26,457 | $640 million | 12.75% | 0.49% |
| Q2 2025 | $730 million | 26,384 | $634 million | 12.57% | 0.90% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 300,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Town and Country Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Minot Office (main office)
615 S Broadway, Minot, ND 58701 - Kenmare
108 N Central Ave, Kenmare, ND 58746 - Fargo 25th Street
815 25Th St S, Fargo, ND 58103 - Sanford
720 4Th St N, Fargo, ND 58122 - West Fargo
925 14Th Ave E, West Fargo, ND 58078 - Fargo 52nd Steet
5181 38Th St S, Fargo, ND 58104 - Cenex South
3630 S Broadway, Minot, ND 58701 - Stanley
1101 4Th St Se, Stanley, ND 58784 - Dakota Square
1524 24Th Ave Sw, Minot, ND 58701 - Trinity
2305 37Th Ave Sw, Minot, ND 58701
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology