Charter 68287 · Columbus, IN
Centra Credit Union
Centra Credit Union is a state-chartered credit union in Columbus, Indiana, with $2.38 billion in assets and 138,394 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.34%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.38 billion
- +6.4% in a year
- Members
- 138,394
- -9.1% in a year
- Net worth ratio
- 12.34%
- Peer median 10.79%
- Loans 60+ days late
- 0.96%
- Peer median 0.67%
- Loans outstanding
- $1.75 billion
- +6.3% in a year
- Shares and deposits
- $2.07 billion
- +6.0% in a year
- Branches
- 29
- 427 employees
- Opened
- 1940
- Indiana charter
How Centra Credit Union compares
NCUA groups credit unions by size; Centra Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.34% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.96%, is higher than the group median of 0.67%. Loans grew 6.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 6 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.38 billion | 138,394 | $1.75 billion | 12.34% | 0.96% |
| Q1 2026 | $2.38 billion | 139,152 | $1.69 billion | 11.94% | 0.77% |
| Q4 2025 | $2.32 billion | 151,589 | $1.70 billion | 12.00% | 1.05% |
| Q3 2025 | $2.26 billion | 152,084 | $1.68 billion | 12.30% | 1.18% |
| Q2 2025 | $2.23 billion | 152,278 | $1.64 billion | 12.24% | 1.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.5 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 29 sites for Centra Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- National Road
1430 N National Rd, Columbus, IN 47201 - 26th Street
2020 26Th St, Columbus, IN 47201 - SR 46 West
2165 W Jonathan Moore Pike, Columbus, IN 47201 - Edinburgh
15701 North U.S. 31, Edinburgh, IN 46124 - Carmel
11711 Pennsylvania St Ste 101, Carmel, IN 46032 - Shadeland Avenue
4562 N Shadeland Ave, Indianapolis, IN 46226 - Greensburg
1803 N Lincoln St Ste A, Greensburg, IN 47240 - North Vernon
975 Veterans Dr, North Vernon, IN 47265 - Madison
303 Clifty Dr, Madison, IN 47250 - Seymour
520 S Jackson Park Dr, Seymour, IN 47274 - Shelbyville
2450 E State Road 44, Shelbyville, IN 46176 - Scottsburg
281 N Gardner St, Scottsburg, IN 47170 - Scottsburg Walmart
1618 W Mcclain Ave, Scottsburg, IN 47170 - Sellersburg
651 Hamburg Way, Sellersburg, IN 47172 - Clarksville
1122 Veterans Pkwy, Clarksville, IN 47129 - Jamestown, NY
4720 Baker St, Lakewood, NY 14750 - Whitakers, NC
9377 N Us Highway 301, Whitakers, NC 27891 - Jeffersonville
2125 Veterans Parkway, Jeffersonville, IN 47130 - Tupelo Corporate Headquarters (main office)
3801 Tupelo Dr, Columbus, IN 47201 - River Ridge
450 Patrol Rd, Jeffersonville, IN 47130 - State Street
2150 State St, New Albany, IN 47150 - Salem
1208 S Jackson St, Salem, IN 47167 - Nashville
189 Andy Rogers Way, Nashville, IN 47448 - Washington Street
501 Washington St, Columbus, IN 47201 - Charlestown
1111 Market St, Charlestown, IN 47111 - Corydon
1365 Highway 135, Corydon, IN 47112 - Lebanon
450 S Lebanon St, Lebanon, IN 46052 - Zionsville
5965 Technology Center Dr, Indianapolis, IN 46278 - Grant Line
804 Hausfeldt Ln, New Albany, IN 47150
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology