Charter 159 · Fort Wayne, IN
Three Rivers Federal Credit Union
Three Rivers Federal Credit Union is a federally chartered credit union in Fort Wayne, Indiana, with $2.93 billion in assets and 139,191 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.88%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as 3Rivers.
- Total assets
- $2.93 billion
- +8.0% in a year
- Members
- 139,191
- +2.2% in a year
- Net worth ratio
- 13.88%
- Peer median 10.79%
- Loans 60+ days late
- 1.47%
- Peer median 0.67%
- Loans outstanding
- $1.80 billion
- -1.0% in a year
- Shares and deposits
- $2.08 billion
- +2.5% in a year
- Branches
- 25
- 497 employees
- Opened
- 1935
- Federal charter
How Three Rivers Federal Credit Union compares
NCUA groups credit unions by size; Three Rivers Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.88% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.47%, is higher than the group median of 0.67%. Loans fell 1.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.93 billion | 139,191 | $1.80 billion | 13.88% | 1.47% |
| Q1 2026 | $2.81 billion | 138,447 | $1.79 billion | 13.60% | 1.21% |
| Q4 2025 | $2.74 billion | 137,864 | $1.81 billion | 13.41% | 1.38% |
| Q3 2025 | $2.72 billion | 137,381 | $1.82 billion | 13.46% | 1.20% |
| Q2 2025 | $2.71 billion | 136,228 | $1.81 billion | 13.24% | 1.09% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 826,727 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 25 sites for Three Rivers Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Northland East (main office)
1605 Northland Blvd, Fort Wayne, IN 46825 - New Haven
10915 Isabelle Dr, New Haven, IN 46774 - St Joe Center
5703 Ymca Park Drive E, Fort Wayne, IN 46835 - Waynedale
5005 Bluffton Rd, Fort Wayne, IN 46809 - Kendallville
551 W North St, Kendallville, IN 46755 - Bluffton
2030 Commerce Dr, Bluffton, IN 46714 - Columbia City
275 Frontage Rd, Columbia City, IN 46725 - Saint Marys
420 Greenville Rd, Saint Marys, OH 45885 - Auburn
204 Touring Dr, Auburn, IN 46706 - Dupont
3750 E Dupont Rd, Fort Wayne, IN 46825 - Stellhorn Crossing
9112 Stellhorn Crossing Pkwy, Fort Wayne, IN 46815 - West Jefferson
8080 W Jefferson Blvd, Fort Wayne, IN 46804 - Scott Road
10373 W State Road 14, Fort Wayne, IN 46814 - Northland West
1615 Northland Blvd, Fort Wayne, IN 46825 - Harrison Square
301 W Jefferson Blvd, Fort Wayne, IN 46802 - East State Village
1130 E State Blvd, Fort Wayne, IN 46805 - Decatur
860 S 13Th St, Decatur, IN 46733 - Hagerstown
10 E Main St, Hagerstown, IN 47346 - Liberty
207 N Main St, Liberty, IN 47353 - Richmond Central
34 S 7Th St, Richmond, IN 47374 - Richmond Eastside
101 S 37Th St, Richmond, IN 47374 - Angola
2998 Boyer Way, Angola, IN 46703 - Fortville
585 W Broadway St, Fortville, IN 46040 - Muncie
6220 W Mcgalliard Rd, Muncie, IN 47304 - Pendleton
700 Henderson Way, Pendleton, IN 46064
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology