Charter 82794 · Goshen, IN
Interra Credit Union
Interra Credit Union is a state-chartered credit union in Goshen, Indiana, with $2.07 billion in assets and 90,096 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.13%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Interra Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $2.07 billion
- +5.7% in a year
- Members
- 90,096
- +1.0% in a year
- Net worth ratio
- 9.13%
- Peer median 10.79%
- Loans 60+ days late
- 0.16%
- Peer median 0.67%
- Loans outstanding
- $1.77 billion
- +7.7% in a year
- Shares and deposits
- $1.68 billion
- +3.3% in a year
- Branches
- 16
- 348 employees
- Opened
- 1932
- Indiana charter
How Interra Credit Union compares
NCUA groups credit unions by size; Interra Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.13% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.16%, is lower than the group median of 0.67%. Loans grew 7.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 10 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.07 billion | 90,096 | $1.77 billion | 9.13% | 0.16% |
| Q1 2026 | $1.99 billion | 89,669 | $1.71 billion | 9.28% | 0.17% |
| Q4 2025 | $1.95 billion | 89,635 | $1.67 billion | 9.26% | 0.21% |
| Q3 2025 | $1.95 billion | 89,628 | $1.65 billion | 9.01% | 0.19% |
| Q2 2025 | $1.96 billion | 89,243 | $1.64 billion | 8.71% | 0.22% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.5 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for Interra Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Interra Main Office (main office)
300 W Lincoln Ave, Goshen, IN 46526 - College Green Branch
1501 College Ave, Goshen, IN 46526 - Millersburg Branch
113 W Washington St, Millersburg, IN 46543 - Wakarusa Branch
66685 State Road 19, Wakarusa, IN 46573 - Middlebury Branch
106 Crystal Heights Blvd, Middlebury, IN 46540 - Elkhart Branch
1139 County Road 17, Elkhart, IN 46516 - Nappanee Branch
151 N Oakland Ave, Nappanee, IN 46550 - New Paris Branch
68299 County Road 23, New Paris, IN 46553 - Syracuse Branch
1401 S Huntington St, Syracuse, IN 46567 - Shipshewana Branch
110 E Berkshire Drive, Shipshewana, IN 46565 - Bremen Branch
1221 W Plymouth St, Bremen, IN 46506 - Ligonier Branch
1110 Lincolnway S, Ligonier, IN 46767 - Plymouth Branch
1629 N Michigan St, Plymouth, IN 46563 - LaGrange Office
209 E Central Ave, Lagrange, IN 46761 - Dunlap Office
4330 Elkhart Rd, Goshen, IN 46526 - Topeka Branch
210 W Lake St, Topeka, IN 46571
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology