Charter 60060 · South Bend, IN
Everwise Credit Union
Everwise Credit Union is a state-chartered credit union in South Bend, Indiana, with $5.78 billion in assets and 300,386 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.11%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $5.78 billion
- +4.5% in a year
- Members
- 300,386
- +1.0% in a year
- Net worth ratio
- 9.11%
- Peer median 10.79%
- Loans 60+ days late
- 0.91%
- Peer median 0.67%
- Loans outstanding
- $4.56 billion
- +4.3% in a year
- Shares and deposits
- $5.07 billion
- +2.7% in a year
- Branches
- 51
- 741 employees
- Opened
- 1931
- Indiana charter
How Everwise Credit Union compares
NCUA groups credit unions by size; Everwise Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.11% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.91%, is higher than the group median of 0.67%. Loans grew 4.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 121 credit unions headquartered in Indiana. See all Indiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $5.78 billion | 300,386 | $4.56 billion | 9.11% | 0.91% |
| Q1 2026 | $5.70 billion | 298,815 | $4.46 billion | 8.99% | 0.67% |
| Q4 2025 | $5.64 billion | 298,229 | $4.42 billion | 8.95% | 1.04% |
| Q3 2025 | $5.54 billion | 298,696 | $4.45 billion | 9.02% | 0.89% |
| Q2 2025 | $5.53 billion | 297,429 | $4.37 billion | 8.85% | 0.80% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 6.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 50 sites for Everwise Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Avon 26
7607 E Us Highway 36, Avon, IN 46123 - Concord 24
4574 Elkhart Rd, Elkhart, IN 46517 - Corporate 11 (main office)
110 S Main St, South Bend, IN 46601 - County Road 6 29
201 County Road 6 W, Elkhart, IN 46514 - Crawfordsville 18
1570 S Us Highway 231, Crawfordsville, IN 47933 - Emerson 21
4705 S Emerson Ave, Indianapolis, IN 46203 - Greencastle 16
57 Putnam Plz, Greencastle, IN 46135 - Huntington 15
313 Northpoint Ave, Huntington, IN 46750 - Ireland Road 7
1930 E Ireland Rd, South Bend, IN 46614 - Lincolnway West 32
735 Lincoln Way W, South Bend, IN 46616 - Bittersweet 34
345 N Bittersweet Rd, Mishawaka, IN 46544 - Martins Goshen 40
1527 Bashor Rd, Goshen, IN 46528 - Meijer 331 43
3610 Bremen Hwy, Mishawaka, IN 46544 - Meijer Carmel 27
1424 W Carmel Dr, Carmel, IN 46032 - Meijer Fisher 28
8375 E 96Th St, Indianapolis, IN 46256 - Meijer Greenwood 36
150 Marlin Dr, Greenwood, IN 46142 - Meijer Noblesville 38
17000 Mercantile Blvd, Noblesville, IN 46060 - Meijer Pike Plaza 37
5349 W Pike Plaza Rd, Indianapolis, IN 46254 - Meridian 8
2331 N Meridian St, Indianapolis, IN 46208 - Mishawaka 4
133 E Mckinley Ave, Mishawaka, IN 46545 - Niles 35
1500 S 11Th St, Niles, MI 49120 - One North Capitol 33
1 N Capitol Ave Ste 101, Indianapolis, IN 46204 - Park 100 30
5130 W 71St St, Indianapolis, IN 46268 - Plymouth East 3
201 Plymouth Goshen Trl, Plymouth, IN 46563 - Plymouth West 17
1501 N Oak Dr, Plymouth, IN 46563 - Portage 31
3915 Portage Rd, South Bend, IN 46628 - Rochester 10
1707 E State Road 14, Rochester, IN 46975 - Shadeland 9
6710 N Shadeland Ave, Indianapolis, IN 46220 - St. John 46
8615 Wicker Ave, Saint John, IN 46373 - University Park 13
346 W Cleveland Rd, Granger, IN 46530 - Walkerton 2
449 Liberty St, Walkerton, IN 46574 - Warsaw North 41
2890 Frontier Dr, Warsaw, IN 46582 - Warsaw South 6
108 E Winona Ave, Warsaw, IN 46580 - Whiting 45
1703 Calumet Ave, Whiting, IN 46394 - Valparaiso South 48
302 Silhavy Rd, Valparaiso, IN 46383 - Chesterton 51
104 E 1100 N, Chesterton, IN 46304 - Granger 42
13050 State Road 23, Granger, IN 46530 - Allisonville 47
10998 Allisonville Rd, Fishers, IN 46038 - Post Rd 53
445 S Post Rd, Indianapolis, IN 46219 - New Albany 52
3308 Grant Line Rd, New Albany, IN 47150
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology