Charter 95826 · Chicago, IL
Chicago Post Office Employees Credit Union
Chicago Post Office Employees Credit Union is a state-chartered credit union in Chicago, Illinois, with $27.9 million in assets and 4,921 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 22.22%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Chicago Post Office Employees Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $27.9 million
- -1.6% in a year
- Members
- 4,921
- +0.4% in a year
- Net worth ratio
- 22.22%
- Peer median 13.88%
- Loans 60+ days late
- 2.65%
- Peer median 0.68%
- Loans outstanding
- $11.7 million
- -14.2% in a year
- Shares and deposits
- $21.4 million
- -3.0% in a year
- Branches
- 3
- 11 employees
- Opened
- 1928
- Illinois charter
How Chicago Post Office Employees Credit Union compares
NCUA groups credit unions by size; Chicago Post Office Employees Credit Union is in the group with $10 million to $50 million (1,135 credit unions). Its net worth ratio of 22.22% is higher than that group's median of 13.88%, and its share of loans 60 or more days past due, 2.65%, is higher than the group median of 0.68%. Loans fell 14.2% over the year to Q2 2026, against a group median of a 2.4% fall.
By assets it ranks 89 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $27.9 million | 4,921 | $11.7 million | 22.22% | 2.65% |
| Q1 2026 | $27.7 million | 5,017 | $12.1 million | 22.27% | 2.45% |
| Q4 2025 | $28.1 million | 4,928 | $12.7 million | 21.93% | 2.95% |
| Q3 2025 | $28.5 million | 4,924 | $13.3 million | 21.62% | 3.12% |
| Q2 2025 | $28.4 million | 4,902 | $13.6 million | 22.19% | 3.52% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 30,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Chicago Post Office Employees Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- CPOECU Main Branch (main office)
10025 S Western Ave, Chicago, IL 60643 - CPOECU DT BRANCH
845 W Harrison St Fl 2, Chicago, IL 60607 - CPOECU MAIN BRANCH
10027 S Western Ave, Chicago, IL 60643
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology