Charter 65780 · Lafayette, LA
Cogic Credit Union
Cogic Credit Union is a state-chartered credit union in Lafayette, Louisiana, with $341 thousand in assets and 187 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 4.38%, below the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $341 thousand
- -21.2% in a year
- Members
- 187
- -26.1% in a year
- Net worth ratio
- 4.38%
- Peer median 19.32%
- Loans 60+ days late
- 1.79%
- Peer median 0.66%
- Loans outstanding
- $204 thousand
- -14.6% in a year
- Shares and deposits
- $326 thousand
- -19.7% in a year
- Branches
- 2
- 0 employees
- Opened
- 1981
- Louisiana charter
How Cogic Credit Union compares
NCUA groups credit unions by size; Cogic Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 4.38% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 1.79%, is higher than the group median of 0.66%. Loans fell 14.6% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 135 of 136 credit unions headquartered in Louisiana. See all Louisiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $341 thousand | 187 | $204 thousand | 4.38% | 1.79% |
| Q1 2026 | $369 thousand | 247 | $225 thousand | 4.24% | 2.03% |
| Q4 2025 | $370 thousand | 246 | $248 thousand | 6.65% | 1.95% |
| Q3 2025 | $392 thousand | 253 | $264 thousand | 6.75% | 6.79% |
| Q2 2025 | $432 thousand | 253 | $238 thousand | 6.18% | 7.79% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Cogic Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- COGIC Credit Union (main office)
701 E Pinhook Rd, Lafayette, LA 70501 - Gethsemane Church
317 12Th St, Lafayette, LA 70501
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology