Charter 60543 · Gurnee, IL
Community Trust Credit Union
Community Trust Credit Union is a state-chartered credit union in Gurnee, Illinois, with $336 million in assets and 13,356 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.94%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $336 million
- +4.5% in a year
- Members
- 13,356
- -1.2% in a year
- Net worth ratio
- 11.94%
- Peer median 11.65%
- Loans 60+ days late
- 0.08%
- Peer median 0.70%
- Loans outstanding
- $139 million
- +8.5% in a year
- Shares and deposits
- $294 million
- +4.1% in a year
- Branches
- 4
- 54 employees
- Opened
- 1933
- Illinois charter
How Community Trust Credit Union compares
NCUA groups credit unions by size; Community Trust Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.94% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.08%, is lower than the group median of 0.70%. Loans grew 8.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 32 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $336 million | 13,356 | $139 million | 11.94% | 0.08% |
| Q1 2026 | $340 million | 13,417 | $134 million | 11.83% | 0.09% |
| Q4 2025 | $331 million | 13,431 | $133 million | 11.66% | 0.13% |
| Q3 2025 | $322 million | 13,458 | $130 million | 11.59% | 0.29% |
| Q2 2025 | $322 million | 13,520 | $128 million | 11.50% | 0.25% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 750,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Community Trust Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- CTCU Gurnee Branch (main office)
1313 N Skokie Hwy, Gurnee, IL 60031 - CTCU Grayslake Branch
1263 N Il Route 83, Grayslake, IL 60030 - CTCU Lake Villa Branch
1380 N Deep Lake Rd, Lake Villa, IL 60046 - CTCU West Gurnee Branch
6543 Grand Ave, Gurnee, IL 60031 - CTCU Corporate Office
1075 Tri State Pkwy, Gurnee, IL 60031
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology