Charter 97059 · Aurora, IL
Earthmover Credit Union
Earthmover Credit Union is a state-chartered credit union in Aurora, Illinois, with $472 million in assets and 31,326 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 19.34%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Earthmover Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
Also does business as Panther Credit Union, PCU, ECU.
- Total assets
- $472 million
- +5.6% in a year
- Members
- 31,326
- -0.4% in a year
- Net worth ratio
- 19.34%
- Peer median 11.65%
- Loans 60+ days late
- 0.75%
- Peer median 0.70%
- Loans outstanding
- $263 million
- +2.7% in a year
- Shares and deposits
- $386 million
- +5.3% in a year
- Branches
- 6
- 89 employees
- Opened
- 1958
- Illinois charter
How Earthmover Credit Union compares
NCUA groups credit unions by size; Earthmover Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 19.34% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.75%, is higher than the group median of 0.70%. Loans grew 2.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 27 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $472 million | 31,326 | $263 million | 19.34% | 0.75% |
| Q1 2026 | $473 million | 31,290 | $261 million | 18.95% | 0.63% |
| Q4 2025 | $457 million | 31,213 | $259 million | 19.31% | 0.86% |
| Q3 2025 | $447 million | 31,333 | $258 million | 19.35% | 0.83% |
| Q2 2025 | $446 million | 31,466 | $256 million | 19.06% | 0.63% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Earthmover Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- BL (main office)
2195 Baseline Rd, Oswego, IL 60543 - OH
1260 Ogden Ave, Montgomery, IL 60538 - FA
1735 N Farnsworth Ave, Aurora, IL 60505 - YK
1008 N Bridge St, Yorkville, IL 60560 - BA
1992 Mckee St, Batavia, IL 60510 - PCU
Ecu C/O Oswego High School, Oswego, IL 60543 - Baseline Branch
2205 Baseline Road, Oswego, IL 60543
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology