Charter 61231 · Ottawa, IL
Financial Plus Credit Union (Ottawa, IL)
Financial Plus Credit Union is a state-chartered credit union in Ottawa, Illinois, with $607 million in assets and 46,216 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.24%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $607 million
- +9.8% in a year
- Members
- 46,216
- +2.2% in a year
- Net worth ratio
- 13.24%
- Peer median 10.79%
- Loans 60+ days late
- 0.45%
- Peer median 0.67%
- Loans outstanding
- $396 million
- +13.2% in a year
- Shares and deposits
- $521 million
- +9.2% in a year
- Branches
- 5
- 121 employees
- Opened
- 1951
- Illinois charter
How Financial Plus Credit Union compares
NCUA groups credit unions by size; Financial Plus Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.24% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.45%, is lower than the group median of 0.67%. Loans grew 13.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 20 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $607 million | 46,216 | $396 million | 13.24% | 0.45% |
| Q1 2026 | $603 million | 45,783 | $383 million | 12.96% | 0.41% |
| Q4 2025 | $580 million | 45,254 | $372 million | 13.09% | 0.51% |
| Q3 2025 | $549 million | 45,563 | $367 million | 13.45% | 0.45% |
| Q2 2025 | $553 million | 45,240 | $349 million | 12.96% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Financial Plus Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Branch 1 Ottawa (main office)
800 Chestnut St, Ottawa, IL 61350 - Branch 2 - Peru Branch
2813 Plaza Dr, Peru, IL 61354 - Branch 3 Mendota Branch
1905 13Th Ave, Mendota, IL 61342 - Branch 5- Diamond Branch
1800 E Division St, Diamond, IL 60416 - Branch 4- Morris Branch
1300 N Division St, Morris, IL 60450
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology