Charter 7877 · Amite, LA
Fourth Ward Federal Credit Union
Fourth Ward Federal Credit Union is a federally chartered credit union in Amite, Louisiana, with $930 thousand in assets and 224 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.15%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $930 thousand
- +3.9% in a year
- Members
- 224
- +0.0% in a year
- Net worth ratio
- 15.15%
- Peer median 19.32%
- Loans 60+ days late
- 10.14%
- Peer median 0.66%
- Loans outstanding
- $497 thousand
- -7.0% in a year
- Shares and deposits
- $789 thousand
- +4.6% in a year
- Branches
- 3
- 1 employees
- Opened
- 1952
- Federal charter
How Fourth Ward Federal Credit Union compares
NCUA groups credit unions by size; Fourth Ward Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 15.15% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 10.14%, is higher than the group median of 0.66%. Loans fell 7.0% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 124 of 136 credit unions headquartered in Louisiana. See all Louisiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $930 thousand | 224 | $497 thousand | 15.15% | 10.14% |
| Q1 2026 | $910 thousand | 233 | $500 thousand | 13.98% | 10.09% |
| Q4 2025 | $902 thousand | 225 | $496 thousand | 13.03% | 10.17% |
| Q3 2025 | $905 thousand | 231 | $517 thousand | 16.81% | 4.72% |
| Q2 2025 | $895 thousand | 224 | $535 thousand | 15.69% | 4.58% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Fourth Ward Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Fourth Ward Federal Credit Union (main office)
60233 Smilin Acres Rd, Amite, LA 70422 - VR
60233 Smilin Acres Rd, Amite, LA 70422 - DR
60233 Smilin Acres Rd, Amite, LA 70422
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology