Charter 64168 · Inver Grove Heights, MN
Heartland Credit Union (Inver Grove Heights, MN)
Heartland Credit Union is a state-chartered credit union in Inver Grove Heights, Minnesota, with $172 million in assets and 10,693 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.06%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $172 million
- -3.7% in a year
- Members
- 10,693
- -2.4% in a year
- Net worth ratio
- 10.06%
- Peer median 11.65%
- Loans 60+ days late
- 0.83%
- Peer median 0.70%
- Loans outstanding
- $103 million
- -3.8% in a year
- Shares and deposits
- $148 million
- -1.5% in a year
- Branches
- 4
- 31 employees
- Opened
- 1939
- Minnesota charter
How Heartland Credit Union compares
NCUA groups credit unions by size; Heartland Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.06% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.83%, is higher than the group median of 0.70%. Loans fell 3.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 33 of 80 credit unions headquartered in Minnesota. See all Minnesota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $172 million | 10,693 | $103 million | 10.06% | 0.83% |
| Q1 2026 | $176 million | 10,468 | $104 million | 9.78% | 0.39% |
| Q4 2025 | $174 million | 10,905 | $107 million | 9.88% | 0.59% |
| Q3 2025 | $177 million | 10,902 | $108 million | 9.60% | 0.54% |
| Q2 2025 | $179 million | 10,960 | $107 million | 9.52% | 0.94% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.4 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Heartland Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
5500 S Robert Trl, Inver Grove Heights, MN 55077 - New Prague
100 Alton Ave, New Prague, MN 56071 - LOL
4001 Lexington Ave N, Arden Hills, MN 55126 - Hugo
14727 Victor Hugo Blvd N, Hugo, MN 55038
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology