Charter 64920 · Normal, IL
Illinois State Credit Union
Illinois State Credit Union is a state-chartered credit union in Normal, Illinois, with $249 million in assets and 18,999 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.74%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as ItsMyCredit Union.
- Total assets
- $249 million
- +8.1% in a year
- Members
- 18,999
- +6.0% in a year
- Net worth ratio
- 10.74%
- Peer median 11.65%
- Loans 60+ days late
- 0.54%
- Peer median 0.70%
- Loans outstanding
- $198 million
- +13.7% in a year
- Shares and deposits
- $219 million
- +8.1% in a year
- Branches
- 5
- 64 employees
- Opened
- 1960
- Illinois charter
How Illinois State Credit Union compares
NCUA groups credit unions by size; Illinois State Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.74% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.54%, is lower than the group median of 0.70%. Loans grew 13.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 37 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $249 million | 18,999 | $198 million | 10.74% | 0.54% |
| Q1 2026 | $253 million | 18,449 | $188 million | 10.35% | 0.46% |
| Q4 2025 | $242 million | 18,102 | $182 million | 10.54% | 0.43% |
| Q3 2025 | $228 million | 18,092 | $179 million | 10.94% | 0.62% |
| Q2 2025 | $230 million | 17,921 | $174 million | 10.73% | 0.52% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 685,085 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Illinois State Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Illinois State Credit Union (main office)
1309 S Center St, Normal, IL 61761 - Bone Student Center Branch
100 N University St, Normal, IL 61761 - 1408 Airport Road
1408 Airport Rd, Bloomington, IL 61704 - Loves Park Branch
5305 N 2Nd St, Loves Park, IL 61111 - Ottawa Branch
311 E Joliet St, Ottawa, IL 61350
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology