Charter 63716 · Decatur, IL
Land of Lincoln Credit Union
Land of Lincoln Credit Union is a state-chartered credit union in Decatur, Illinois, with $499 million in assets and 35,747 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.81%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $499 million
- +4.4% in a year
- Members
- 35,747
- +0.9% in a year
- Net worth ratio
- 9.81%
- Peer median 11.65%
- Loans 60+ days late
- 0.91%
- Peer median 0.70%
- Loans outstanding
- $365 million
- +7.0% in a year
- Shares and deposits
- $444 million
- +2.3% in a year
- Branches
- 16
- 138 employees
- Opened
- 1947
- Illinois charter
How Land of Lincoln Credit Union compares
NCUA groups credit unions by size; Land of Lincoln Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.81% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.91%, is higher than the group median of 0.70%. Loans grew 7.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 25 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $499 million | 35,747 | $365 million | 9.81% | 0.91% |
| Q1 2026 | $518 million | 35,390 | $361 million | 9.40% | 1.00% |
| Q4 2025 | $503 million | 35,316 | $360 million | 9.61% | 1.19% |
| Q3 2025 | $475 million | 35,517 | $346 million | 10.01% | 0.94% |
| Q2 2025 | $478 million | 35,434 | $341 million | 9.81% | 0.89% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 986,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 15 sites for Land of Lincoln Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Mound
3130 E Mound Rd, Decatur, IL 62526 - Oakland
2890 N Oakland Ave, Decatur, IL 62526 - Water
1435 N Water St, Decatur, IL 62526 - Pana
206 S Locust St, Pana, IL 62557 - Effingham - South
2302 S Banker St, Effingham, IL 62401 - Vandalia
925 New York Dr, Vandalia, IL 62471 - Mattoon
720 Broadway Ave, Mattoon, IL 61938 - Prosperity (main office)
4850 E Prosperity Place, Decatur, IL 62521 - Bloomington/Normal
115 Susan Dr, Normal, IL 61761 - Centralia
234 N Poplar St, Centralia, IL 62801 - Springfield
300 S Grand Ave W, Springfield, IL 62704 - Mattoon - Lakeland
500 Lake Land Blvd, Mattoon, IL 61938 - Effingham - North
1302 Thelma Keller Ave, Effingham, IL 62401 - Colchester
113 E Depot St, Colchester, IL 62326 - Nokomis
100 W State St, Nokomis, IL 62075
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology