Charter 65896 · Monticello, IL
Mea Credit Union
Mea Credit Union is a state-chartered credit union in Monticello, Illinois, with $806 thousand in assets and 121 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.13%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $806 thousand
- +3.5% in a year
- Members
- 121
- -2.4% in a year
- Net worth ratio
- 9.13%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $466 thousand
- -23.5% in a year
- Shares and deposits
- $732 thousand
- +2.0% in a year
- Branches
- 2
- 1 employees
- Opened
- 1958
- Illinois charter
How Mea Credit Union compares
NCUA groups credit unions by size; Mea Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 9.13% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%. Loans fell 23.5% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 170 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $806 thousand | 121 | $466 thousand | 9.13% | 0.00% |
| Q1 2026 | $806 thousand | 122 | $514 thousand | 8.75% | 0.00% |
| Q4 2025 | $760 thousand | 122 | $537 thousand | 8.82% | 0.00% |
| Q3 2025 | $749 thousand | 123 | $550 thousand | 8.54% | 0.00% |
| Q2 2025 | $778 thousand | 124 | $608 thousand | 7.74% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 240 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Mea Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MEA Credit Union (main office)
2 Sage Dr, Monticello, IL 61856 - MEA Credit Union
300 W High St, White Heath, IL 61884
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology