Charter 81402 · Loves Park, IL
Membersalliance Credit Union
Membersalliance Credit Union is a state-chartered credit union in Loves Park, Illinois, with $304 million in assets and 22,262 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.38%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Membersalliance Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $304 million
- +6.0% in a year
- Members
- 22,262
- +2.7% in a year
- Net worth ratio
- 9.38%
- Peer median 11.65%
- Loans 60+ days late
- 0.45%
- Peer median 0.70%
- Loans outstanding
- $211 million
- +14.8% in a year
- Shares and deposits
- $272 million
- +6.1% in a year
- Branches
- 4
- 90 employees
- Opened
- 1938
- Illinois charter
How Membersalliance Credit Union compares
NCUA groups credit unions by size; Membersalliance Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.38% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.45%, is lower than the group median of 0.70%. Loans grew 14.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 35 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $304 million | 22,262 | $211 million | 9.38% | 0.45% |
| Q1 2026 | $307 million | 22,003 | $201 million | 9.02% | 0.48% |
| Q4 2025 | $290 million | 21,868 | $198 million | 9.38% | 0.56% |
| Q3 2025 | $284 million | 21,740 | $191 million | 9.58% | 0.40% |
| Q2 2025 | $286 million | 21,681 | $184 million | 9.32% | 0.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 375,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Membersalliance Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Alpine
2550 S Alpine Rd, Rockford, IL 61108 - Olde Creek
6951 Olde Creek Rd, Rockford, IL 61114 - NImtz (main office)
5286 Nimtz Rd, Loves Park, IL 61111 - Roscoe Branch
5110 Rockrose Ct, Roscoe, IL 61073 - West Riverside Branch
3902 W Riverside Blvd, Rockford, IL 61101
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology