Charter 9643 · Lafayette, LA
Meritus Federal Credit Union
Meritus Federal Credit Union is a federally chartered credit union in Lafayette, Louisiana, with $246 million in assets and 22,789 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.24%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $246 million
- -0.6% in a year
- Members
- 22,789
- -4.8% in a year
- Net worth ratio
- 13.24%
- Peer median 11.65%
- Loans 60+ days late
- 0.67%
- Peer median 0.70%
- Loans outstanding
- $165 million
- +4.1% in a year
- Shares and deposits
- $209 million
- -1.3% in a year
- Branches
- 4
- 76 employees
- Opened
- 1954
- Federal charter
How Meritus Federal Credit Union compares
NCUA groups credit unions by size; Meritus Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.24% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.67%, is about the same as the group median of 0.70%. Loans grew 4.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 17 of 136 credit unions headquartered in Louisiana. See all Louisiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $246 million | 22,789 | $165 million | 13.24% | 0.67% |
| Q1 2026 | $249 million | 23,654 | $163 million | 13.16% | 0.53% |
| Q4 2025 | $245 million | 23,537 | $161 million | 13.39% | 0.75% |
| Q3 2025 | $244 million | 23,641 | $158 million | 13.10% | 0.64% |
| Q2 2025 | $247 million | 23,950 | $159 million | 13.02% | 0.57% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 489,634 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Meritus Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Meritus FCU Main Office (main office)
515 Guilbeau Rd, Lafayette, LA 70506 - Meritus FCU Acadia Branch
331 Odd Fellows Rd, Crowley, LA 70526 - Meritus FCU Iberia Branch
1101 Parkview Dr, New Iberia, LA 70563 - Meritus FCU Carencro Branch
724 Veterans Dr, Carencro, LA 70520
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology