Charter 68684 · Wood River, IL
Midwest Members Credit Union
Midwest Members Credit Union is a state-chartered credit union in Wood River, Illinois, with $227 million in assets and 17,463 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.58%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $227 million
- +7.3% in a year
- Members
- 17,463
- -1.1% in a year
- Net worth ratio
- 13.58%
- Peer median 11.65%
- Loans 60+ days late
- 0.44%
- Peer median 0.70%
- Loans outstanding
- $162 million
- +5.0% in a year
- Shares and deposits
- $196 million
- +6.0% in a year
- Branches
- 3
- 53 employees
- Opened
- 1935
- Illinois charter
How Midwest Members Credit Union compares
NCUA groups credit unions by size; Midwest Members Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.58% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.44%, is lower than the group median of 0.70%. Loans grew 5.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 39 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $227 million | 17,463 | $162 million | 13.58% | 0.44% |
| Q1 2026 | $227 million | 17,581 | $162 million | 13.15% | 0.25% |
| Q4 2025 | $214 million | 17,590 | $161 million | 13.50% | 0.50% |
| Q3 2025 | $211 million | 17,618 | $156 million | 13.19% | 0.35% |
| Q2 2025 | $211 million | 17,658 | $154 million | 12.72% | 0.40% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 720,696 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Midwest Members Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Wood River Office (main office)
101 Wesley Dr., Wood River, IL 62095 - Maryville Office
2813 N Center St, Maryville, IL 62062 - Granite City Office
2400 Madison Ave, Granite City, IL 62040
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology