Charter 60125 · Bloomington, MN
My Credit Union (Bloomington, MN)
My Credit Union is a state-chartered credit union in Bloomington, Minnesota, with $366 million in assets and 22,103 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.44%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $366 million
- -1.5% in a year
- Members
- 22,103
- -3.8% in a year
- Net worth ratio
- 9.44%
- Peer median 11.65%
- Loans 60+ days late
- 1.23%
- Peer median 0.70%
- Loans outstanding
- $306 million
- -4.0% in a year
- Shares and deposits
- $329 million
- -1.5% in a year
- Branches
- 5
- 78 employees
- Opened
- 1957
- Minnesota charter
How My Credit Union compares
NCUA groups credit unions by size; My Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.44% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.23%, is higher than the group median of 0.70%. Loans fell 4.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 16 of 80 credit unions headquartered in Minnesota. See all Minnesota credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $366 million | 22,103 | $306 million | 9.44% | 1.23% |
| Q1 2026 | $371 million | 22,316 | $306 million | 9.35% | 0.80% |
| Q4 2025 | $357 million | 22,579 | $311 million | 9.65% | 1.62% |
| Q3 2025 | $371 million | 22,560 | $318 million | 9.50% | 0.87% |
| Q2 2025 | $372 million | 22,972 | $318 million | 9.41% | 0.52% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for My Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Bloomington
4025 W Old Shakopee Rd, Bloomington, MN 55437 - Lyndale (main office)
9550 Lyndale Ave S, Bloomington, MN 55420 - Richfield
345 E 77Th St, Richfield, MN 55423 - Inver Grove Heights
9050 Buchanan Trl, Inver Grove Heights, MN 55076 - Rosemount
2828 149 St W, Rosemount, MN 55068
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology