Charter 17117 · Rock Island, IL
R.i.a. Federal Credit Union
R.i.a. Federal Credit Union is a federally chartered credit union in Rock Island, Illinois, with $749 million in assets and 46,841 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.89%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $749 million
- +17.8% in a year
- Members
- 46,841
- +16.5% in a year
- Net worth ratio
- 9.89%
- Peer median 10.79%
- Loans 60+ days late
- 0.70%
- Peer median 0.67%
- Loans outstanding
- $513 million
- +6.2% in a year
- Shares and deposits
- $692 million
- +16.7% in a year
- Branches
- 13
- 177 employees
- Opened
- 1935
- Federal charter
How R.i.a. Federal Credit Union compares
NCUA groups credit unions by size; R.i.a. Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.89% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.70%, is about the same as the group median of 0.67%. Loans grew 6.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 18 of 188 credit unions headquartered in Illinois. See all Illinois credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $749 million | 46,841 | $513 million | 9.89% | 0.70% |
| Q1 2026 | $674 million | 39,879 | $483 million | 8.23% | 0.60% |
| Q4 2025 | $659 million | 40,037 | $489 million | 8.23% | 0.74% |
| Q3 2025 | $642 million | 40,206 | $491 million | 8.50% | 0.77% |
| Q2 2025 | $636 million | 40,211 | $483 million | 8.49% | 0.71% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 850,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for R.i.a. Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 1 (main office)
4343 Utica Ridge Rd, Bettendorf, IA 52722 - 2
103 3Rd St, Savanna, IL 61074 - 3
4460 16Th St, Moline, IL 61265 - 4
1501 S 10Th Ave, Fort McCoy, WI 54656 - 5
3509 N Harrison St, Davenport, IA 52806 - 6
1024 N Superior Ave, Tomah, WI 54660 - 8
1111 W 5Th St, Wilton, IA 52778 - 10
110 10Th Ave E, Milan, IL 61264 - 11
Rock Island Arsenal Building 61, Rock Island, IL 61299 - 16
4880 Forest Grove Dr, Bettendorf, IA 52722 - 14
2001 5Th St Ste 8, Silvis, IL 61282 - 22
820 Mckinley Ave, Bartonville, IL 61607 - 23
2012 Court St, Pekin, IL 61554
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology