Charter 15089 · Lacombe, LA
S T S P Federal Credit Union
S T S P Federal Credit Union is a federally chartered credit union in Lacombe, Louisiana, with $779 thousand in assets and 300 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.42%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $779 thousand
- -8.9% in a year
- Members
- 300
- +1.7% in a year
- Net worth ratio
- 9.42%
- Peer median 19.32%
- Loans 60+ days late
- 0.62%
- Peer median 0.66%
- Loans outstanding
- $386 thousand
- +6.3% in a year
- Shares and deposits
- $706 thousand
- -9.9% in a year
- Branches
- 1
- 2 employees
- Opened
- 1962
- Federal charter
How S T S P Federal Credit Union compares
NCUA groups credit unions by size; S T S P Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 9.42% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.62%, is about the same as the group median of 0.66%. Loans grew 6.3% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 127 of 136 credit unions headquartered in Louisiana. See all Louisiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $779 thousand | 300 | $386 thousand | 9.42% | 0.62% |
| Q1 2026 | $791 thousand | 299 | $428 thousand | 9.00% | 5.03% |
| Q4 2025 | $800 thousand | 298 | $466 thousand | 9.09% | 4.22% |
| Q3 2025 | $827 thousand | 293 | $327 thousand | 8.71% | 6.02% |
| Q2 2025 | $856 thousand | 295 | $363 thousand | 8.38% | 5.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 700 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for S T S P Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Credit Union (main office)
27234 Highway 190, Lacombe, LA 70445
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology