Charter 62756 · Lake Charles, LA
Southwest Louisiana Credit Union
Southwest Louisiana Credit Union is a state-chartered credit union in Lake Charles, Louisiana, with $183 million in assets and 19,481 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.84%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $183 million
- +2.7% in a year
- Members
- 19,481
- +2.7% in a year
- Net worth ratio
- 15.84%
- Peer median 11.65%
- Loans 60+ days late
- 1.45%
- Peer median 0.70%
- Loans outstanding
- $151 million
- +5.9% in a year
- Shares and deposits
- $154 million
- +3.5% in a year
- Branches
- 6
- 75 employees
- Opened
- 1952
- Louisiana charter
How Southwest Louisiana Credit Union compares
NCUA groups credit unions by size; Southwest Louisiana Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 15.84% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.45%, is higher than the group median of 0.70%. Loans grew 5.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 19 of 136 credit unions headquartered in Louisiana. See all Louisiana credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $183 million | 19,481 | $151 million | 15.84% | 1.45% |
| Q1 2026 | $184 million | 19,296 | $144 million | 15.54% | 1.01% |
| Q4 2025 | $178 million | 19,190 | $146 million | 15.95% | 1.09% |
| Q3 2025 | $177 million | 19,167 | $145 million | 15.81% | 0.95% |
| Q2 2025 | $178 million | 18,974 | $142 million | 15.53% | 1.07% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 247,906 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Southwest Louisiana Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- SWLACU Ryan Street Branch
4056 Ryan St, Lake Charles, LA 70605 - SWLACU Sulphur Office
101 N Cities Service Hwy, Sulphur, LA 70663 - McNeese Corporate Office (main office)
2255 E Mcneese St, Lake Charles, LA 70607 - SWLACU South Beau Branch
12781 Highway 171, Longville, LA 70652 - West 18th Street
317 W 18Th St, Lake Charles, LA 70601 - SWLACU Ville Platte
342 W Main St, Ville Platte, LA 70586
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology