Charter 24626 · International Falls, MN

Trustar Federal Credit Union

Trustar Federal Credit Union is a federally chartered credit union in International Falls, Minnesota, with $377 million in assets and 19,503 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.42%, well above the 7% that NCUA's rules treat as well capitalized.

Total assets
$377 million
+6.7% in a year
Members
19,503
+3.4% in a year
Net worth ratio
15.42%
Peer median 11.65%
Loans 60+ days late
0.36%
Peer median 0.70%
Loans outstanding
$282 million
+12.8% in a year
Shares and deposits
$314 million
+6.0% in a year
Branches
6
94 employees
Opened
1960
Federal charter

How Trustar Federal Credit Union compares

NCUA groups credit unions by size; Trustar Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 15.42% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.36%, is lower than the group median of 0.70%. Loans grew 12.8% over the year to Q2 2026, against a group median of 2.9% growth.

By assets it ranks 15 of 80 credit unions headquartered in Minnesota. See all Minnesota credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $377 million 19,503 $282 million 15.42% 0.36%
Q1 2026 $374 million 19,213 $274 million 15.15% 0.18%
Q4 2025 $366 million 19,118 $271 million 15.15% 0.37%
Q3 2025 $364 million 19,018 $262 million 15.15% 0.72%
Q2 2025 $353 million 18,858 $250 million 15.17% 0.73%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 107,750 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 6 sites for Trustar Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • International Falls (main office)
    601 4Th St, International Falls, MN 56649
  • Park Rapids
    703 1St St E, Park Rapids, MN 56470
  • Bemidji
    2313 Trustar Ave Nw, Bemidji, MN 56601
  • Menahga
    211 1St St Ne, Menahga, MN 56464
  • Littlefork
    201 Main St, Littlefork, MN 56653
  • Nevis
    102 County 13, Nevis, MN 56467

Watch Trustar Federal Credit Union

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology