NCUA merger report, Q2 2025
77th Street Depot Federal Credit Union merger into Credit Union 1
NCUA's Merger Activity and Insurance Report for Q2 2025 lists 77th Street Depot Federal Credit Union, of Chicago, IL, as merging into Credit Union 1, of Lombard, IL. NCUA records the reason as "expanded services". 77th Street Depot Federal Credit Union still filed its own call report for Q2 2026, so the merger may not have taken effect yet: its figures.
Members of 77th Street Depot Federal Credit Union become members of Credit Union 1. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | 77th Street Depot Federal Credit UnionQ2 2026 | Credit Union 1Q2 2026 |
|---|---|---|
| Assets | $17.7M | $2.9B |
| Members | 4,651 | 172,066 |
| Net worth ratio | 25.85% | 10.91% |
| Offices | – | 49 |
| Paid on deposits | – | 1.19% |
| New auto loan rate | – | 5.24% |
| Fee income per member | – | $97 |
Figures for 77th Street Depot Federal Credit Union are from its call report for Q2 2026; this page carries only its size and capital. Assets for the report quarter: $19.7M merging, $1.9B continuing.
On our member-value score, built only from call-report data, Credit Union 1 scores 37.9 out of 100.
Credit Union 1 offices near Chicago
From NCUA's branch file for Q2 2026, in Chicago first and then elsewhere in IL. Every Credit Union 1 location
Chicago, IL 7
- Archer Heights 6554 W Archer Ave, Chicago, IL 60638 Drive-through · ATM
- Dearborn 230 S Dearborn St Ste 2962, Chicago, IL 60604 ATM
- East Side Branch 11615 S Avenue O, Chicago, IL 60617
- Erie 100 E Erie St, Chicago, IL 60611 ATM
- Lincoln Park 2030 N Halsted St, Chicago, IL 60614 Drive-through · ATM
- UIC EAST HALSTED 750 S Halsted St Rm 220C, Chicago, IL 60607 ATM
- UIC WEST POLK 828 S Wolcott Ave Rm 120N, Chicago, IL 60612 ATM
Matteson, IL 1
- Matteson 4749 Lincoln Mall Dr Ste 101, Matteson, IL 60443 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q2 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Credit Union 1 full figures
Questions people ask
Did 77th Street Depot Federal Credit Union merge?
Yes. NCUA's Merger Activity and Insurance Report for Q2 2025 lists 77th Street Depot Federal Credit Union, of Chicago, IL, as merging into Credit Union 1, of Lombard, IL. It still filed its own call report for Q2 2026, so the merger may not have taken effect yet.
Why did 77th Street Depot Federal Credit Union merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my 77th Street Depot Federal Credit Union account?
Members and their accounts move to Credit Union 1, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Credit Union 1 sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Credit Union 1 is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Credit Union 1 before the merger, your balances are now at one credit union.