NCUA merger report, Q1 2026
Advantage One Credit Union merger into Loc Credit Union
NCUA's Merger Activity and Insurance Report for Q1 2026 lists Advantage One Credit Union, of Brownstown, MI, as merging into Loc Credit Union, of Farmington, MI. NCUA records the reason as "expanded services". Advantage One Credit Union still filed its own call report for Q2 2026, so the merger may not have taken effect yet: its figures.
Members of Advantage One Credit Union become members of Loc Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Advantage One Credit UnionQ2 2026 | Loc Credit UnionQ2 2026 |
|---|---|---|
| Assets | $268.1M | $485.0M |
| Members | 18,516 | 27,509 |
| Net worth ratio | 11.78% | 10.16% |
| Offices | – | 6 |
| Paid on deposits | – | 0.85% |
| New auto loan rate | – | 4.60% |
| Fee income per member | – | $71 |
Figures for Advantage One Credit Union are from its call report for Q2 2026; this page carries only its size and capital. Assets for the report quarter: $256.9M merging, $467.0M continuing.
On our member-value score, built only from call-report data, Loc Credit Union scores 46.4 out of 100.
Loc Credit Union offices near Brownstown
From NCUA's branch file for Q2 2026, in Brownstown first and then elsewhere in MI. Every Loc Credit Union location
Brighton, MI 1
- Brighton 1025 E Grand River Ave, Brighton, MI 48116 Drive-through · ATM
Dearborn, MI 2
- Greenfield 6051 Greenfield Rd, Dearborn, MI 48126 ATM
- Telegraph Road 1050 N Telegraph Rd, Dearborn, MI 48128 Drive-through · ATM
Farmington, MI 1
- Farmington 22981 Farmington Rd, Farmington, MI 48336 Main office · Drive-through · ATM
Hartland, MI 1
- Hartland 10002 Highland Rd, Hartland, MI 48353 ATM
Howell, MI 1
- Howell 3020 E Grand River Ave, Howell, MI 48843 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q1 2026, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Loc Credit Union full figures
Questions people ask
Did Advantage One Credit Union merge?
Yes. NCUA's Merger Activity and Insurance Report for Q1 2026 lists Advantage One Credit Union, of Brownstown, MI, as merging into Loc Credit Union, of Farmington, MI. It still filed its own call report for Q2 2026, so the merger may not have taken effect yet.
Why did Advantage One Credit Union merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Advantage One Credit Union account?
Members and their accounts move to Loc Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Loc Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Loc Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Loc Credit Union before the merger, your balances are now at one credit union.