NCUA merger report, Q4 2025
Cape Federal Credit Union merger into Home Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q4 2025 lists Cape Federal Credit Union, of Clarksburg, WV, as merging into Home Federal Credit Union, of Clarksburg, WV. NCUA records the reason as "expanded services". Cape Federal Credit Union still filed its own call report for Q2 2026, so the merger may not have taken effect yet: its figures.
Members of Cape Federal Credit Union become members of Home Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Cape Federal Credit UnionQ2 2026 | Home Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $15.5M | $38.4M |
| Members | 1,159 | 3,016 |
| Net worth ratio | 6.05% | 14.33% |
| Offices | – | 2 |
| Paid on deposits | – | 0.94% |
| New auto loan rate | – | 4.99% |
| Fee income per member | – | $61 |
Figures for Cape Federal Credit Union are from its call report for Q2 2026; this page carries only its size and capital. Assets for the report quarter: $15.5M merging, $36.0M continuing.
Home Federal Credit Union offices near Clarksburg
From NCUA's branch file for Q2 2026, in Clarksburg first and then elsewhere in WV. Every Home Federal Credit Union location
Bridgeport, WV 1
- Hope Federal Credit Union 925 White Oaks Blvd, Bridgeport, WV 26330
Clarksburg, WV 1
- Home Federal Credit Union 131 W Pike St, Clarksburg, WV 26301 Main office · Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q4 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Home Federal Credit Union full figures
Questions people ask
Did Cape Federal Credit Union merge?
Yes. NCUA's Merger Activity and Insurance Report for Q4 2025 lists Cape Federal Credit Union, of Clarksburg, WV, as merging into Home Federal Credit Union, of Clarksburg, WV. It still filed its own call report for Q2 2026, so the merger may not have taken effect yet.
Why did Cape Federal Credit Union merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Cape Federal Credit Union account?
Members and their accounts move to Home Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Home Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Home Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Home Federal Credit Union before the merger, your balances are now at one credit union.