NCUA merger report, Q3 2025
Credit Union of Vermont merger into Vermont Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q3 2025 lists Credit Union of Vermont, of Rutland, VT, as merging into Vermont Federal Credit Union, of So Burlington, VT. NCUA records the reason as "expanded services". Credit Union of Vermont last filed a call report for Q4 2025, with $80.1M in assets and 3,431 members.
Members of Credit Union of Vermont become members of Vermont Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Credit Union of VermontQ4 2025 | Vermont Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $80.1M | $1.1B |
| Members | 3,431 | 63,532 |
| Net worth ratio | 13.77% | 10.81% |
| Offices | – | 9 |
| Paid on deposits | – | 1.60% |
| New auto loan rate | – | 6.81% |
| Fee income per member | – | $67 |
Figures for Credit Union of Vermont are from its call report for Q4 2025; this page carries only its size and capital. Assets for the report quarter: $82.0M merging, $1.0B continuing.
On our member-value score, built only from call-report data, Vermont Federal Credit Union scores 60.1 out of 100.
Vermont Federal Credit Union offices near Rutland
From NCUA's branch file for Q2 2026, in Rutland first and then elsewhere in VT. Every Vermont Federal Credit Union location
Burlington, VT 1
- Burlington Branch 84 Pine St, Burlington, VT 05401 ATM
Essex Jct, VT 1
- Essex Office 1 Carmichael St, Essex Jct, VT 05452 Drive-through · ATM
Middlebury, VT 1
- Middlebury Office 1 Court St, Middlebury, VT 05753 Drive-through · ATM
Milton, VT 1
- Milton 4 Centre Dr, Milton, VT 05468 Drive-through · ATM
Rutland, VT 1
- Rutland 2 S Main St, Rutland, VT 05701 ATM
Saint Albans, VT 1
- St Albans - Old Orchard 55 Old Orchard Rd, Saint Albans, VT 05478 Drive-through · ATM
South Burlington, VT 1
- Kennedy Drive 275 Kennedy Dr, South Burlington, VT 05403 Main office · Drive-through · ATM
Vergennes, VT 1
- Vergennes Office 100 Panton Rd, Vergennes, VT 05491 ATM
Source: NCUA Merger Activity and Insurance Report, Q3 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Vermont Federal Credit Union full figures
Questions people ask
Did Credit Union of Vermont merge?
Yes. NCUA's Merger Activity and Insurance Report for Q3 2025 lists Credit Union of Vermont, of Rutland, VT, as merging into Vermont Federal Credit Union, of So Burlington, VT. Its last call report was for Q4 2025.
Why did Credit Union of Vermont merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Credit Union of Vermont account?
Members and their accounts move to Vermont Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Vermont Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Vermont Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Vermont Federal Credit Union before the merger, your balances are now at one credit union.