NCUA merger report, Q3 2025
District 123 merger into Illiana Financial Credit Union
NCUA's Merger Activity and Insurance Report for Q3 2025 lists District 123, of Oak Lawn, IL, as merging into Illiana Financial Credit Union, of Calumet City, IL. NCUA records the reason as "expanded services". District 123 last filed a call report for Q3 2025, with $2.0M in assets and 268 members.
Members of District 123 become members of Illiana Financial Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | District 123Q3 2025 | Illiana Financial Credit UnionQ2 2026 |
|---|---|---|
| Assets | $2.0M | $264.2M |
| Members | 268 | 20,860 |
| Net worth ratio | 33.87% | 17.36% |
| Offices | – | 4 |
| Paid on deposits | – | 1.01% |
| New auto loan rate | – | 5.99% |
| Fee income per member | – | $77 |
Figures for District 123 are from its call report for Q3 2025; this page carries only its size and capital. Assets for the report quarter: $2.2M merging, $252.8M continuing.
On our member-value score, built only from call-report data, Illiana Financial Credit Union scores 41.1 out of 100.
Illiana Financial Credit Union offices near Oak Lawn
From NCUA's branch file for Q2 2026, in Oak Lawn first and then elsewhere in IL. Every Illiana Financial Credit Union location
Bourbonnais, IL 1
- Boubonnais 1130 Armour Rd, Bourbonnais, IL 60914 Drive-through
Calumet City, IL 1
- Calumet City 1600 Huntington Dr, Calumet City, IL 60409 Main office · Drive-through · ATM
Chicago Heights, IL 1
- Chicago Heights 1030 Chicago Rd, Chicago Heights, IL 60411 Drive-through · ATM
Naperville, IL 1
- Naperville 1163 E Ogden Ave Ste 711, Naperville, IL 60563
South Holland, IL 1
- Corporate Office 645 E 170Th St, South Holland, IL 60473
Source: NCUA Merger Activity and Insurance Report, Q3 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Illiana Financial Credit Union full figures
Questions people ask
Did District 123 merge?
Yes. NCUA's Merger Activity and Insurance Report for Q3 2025 lists District 123, of Oak Lawn, IL, as merging into Illiana Financial Credit Union, of Calumet City, IL. Its last call report was for Q3 2025.
Why did District 123 merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my District 123 account?
Members and their accounts move to Illiana Financial Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Illiana Financial Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Illiana Financial Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Illiana Financial Credit Union before the merger, your balances are now at one credit union.