NCUA merger report, Q3 2025
Family 1st merger into First Choice Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q3 2025 lists Family 1st, of New Castle, PA, as merging into First Choice Federal Credit Union, of New Castle, PA. NCUA records the reason as "expanded services". Family 1st last filed a call report for Q3 2025, with $15.6M in assets and 1,686 members.
Members of Family 1st become members of First Choice Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Family 1stQ3 2025 | First Choice Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $15.6M | $94.5M |
| Members | 1,686 | 9,536 |
| Net worth ratio | 12.87% | 12.57% |
| Offices | – | 3 |
| Paid on deposits | – | 1.05% |
| New auto loan rate | – | 4.24% |
| Fee income per member | – | $31 |
Figures for Family 1st are from its call report for Q3 2025; this page carries only its size and capital. Assets for the report quarter: $16.4M merging, $76.6M continuing.
On our member-value score, built only from call-report data, First Choice Federal Credit Union scores 63.3 out of 100.
First Choice Federal Credit Union offices near New Castle
From NCUA's branch file for Q2 2026. Every First Choice Federal Credit Union location
New Castle, PA 4
- First Choice FCU 2209 W State St, New Castle, PA 16101 Main office · Drive-through · ATM
- First Choice FCU 2810 Wilmington Rd, New Castle, PA 16105 Drive-through · ATM
- First Choice FCU 1144 Butler Ave, New Castle, PA 16101 Drive-through · ATM
- SCA Federal Credit Union 2656 Ellwood Rd, New Castle, PA 16101
Source: NCUA Merger Activity and Insurance Report, Q3 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · First Choice Federal Credit Union full figures
Questions people ask
Did Family 1st merge?
Yes. NCUA's Merger Activity and Insurance Report for Q3 2025 lists Family 1st, of New Castle, PA, as merging into First Choice Federal Credit Union, of New Castle, PA. Its last call report was for Q3 2025.
Why did Family 1st merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Family 1st account?
Members and their accounts move to First Choice Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice First Choice Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. First Choice Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at First Choice Federal Credit Union before the merger, your balances are now at one credit union.