NCUA merger report, Q1 2026
Franklin First merger into Greylock Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q1 2026 lists Franklin First, of Greenfield, MA, as merging into Greylock Federal Credit Union, of Pittsfield, MA. NCUA records the reason as "expanded services". Franklin First last filed a call report for Q1 2026, with $88.5M in assets and 7,387 members.
Members of Franklin First become members of Greylock Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Franklin FirstQ1 2026 | Greylock Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $88.5M | $1.8B |
| Members | 7,387 | 114,211 |
| Net worth ratio | 8.85% | 12.81% |
| Offices | – | 15 |
| Paid on deposits | – | 1.35% |
| New auto loan rate | – | 5.29% |
| Fee income per member | – | $42 |
Figures for Franklin First are from its call report for Q1 2026; this page carries only its size and capital. Assets for the report quarter: $84.1M merging, $1.7B continuing.
On our member-value score, built only from call-report data, Greylock Federal Credit Union scores 52.8 out of 100.
Greylock Federal Credit Union offices near Greenfield
From NCUA's branch file for Q2 2026, in Greenfield first and then elsewhere in MA. Every Greylock Federal Credit Union location
Adams, MA 1
- Adams 2 Park St, Adams, MA 01220 Drive-through · ATM
Greenfield, MA 1
- Greenfield 57 Newton St, Greenfield, MA 01301 Drive-through · ATM
Lee, MA 1
- Lee Office 43 Park St, Lee, MA 01238 Drive-through · ATM
Pittsfield, MA 4
- Elm Street 71 Elm St, Pittsfield, MA 01201 Drive-through · ATM
- General Dynamics 100 Plastics Ave, Pittsfield, MA 01201 ATM
- Kellogg Street 75 Kellogg St, Pittsfield, MA 01201 Drive-through · ATM
- West Street 150 West St, Pittsfield, MA 01201 Main office · Drive-through · ATM
Williamstown, MA 1
- Williamstown 455 Main St, Williamstown, MA 01267 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q1 2026, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Greylock Federal Credit Union full figures
Questions people ask
Did Franklin First merge?
Yes. NCUA's Merger Activity and Insurance Report for Q1 2026 lists Franklin First, of Greenfield, MA, as merging into Greylock Federal Credit Union, of Pittsfield, MA. Its last call report was for Q1 2026.
Why did Franklin First merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Franklin First account?
Members and their accounts move to Greylock Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Greylock Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Greylock Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Greylock Federal Credit Union before the merger, your balances are now at one credit union.